409 W Frontier St, Payson, AZ 85541 Property Records

Gila County property record for 409 W Frontier St, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details1,020 sqft · built 2018
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$26,000 (Apr 2016)
Tax Bill$1,960 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN304-16-212A

Property Details

APN / Parcel Number

Primary APN304-16-212A
Alternative APNs
  • R032689
  • 032689

Interior

Stories1 Story
Building Area1,020 sqft Living Area
Gross Area2,040 sqft
1st Floor Area1,020 sqft
Basement Area1,020 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsbestos
Lot Area8,712 sqft (0.2 acres)
Canopy170 sqft

Location & Zoning

Account NumberR032689
Street Address409 W FRONTIER ST
CityPAYSON
StateAZ
Zip85541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 09 TOWNSHIP: 10N RANGE: 10E NLY 85.0 OF POR COMM NE COR SEC 9 T10N R10E; TH WLY 1758.30 TO POB; TH S0D02E, 310.0; TH S89D53W, 100.0; TH N0D02W, 310.0; TH N89D53E, 100.0 TO POBNW1/4 NE1/4 SEC 9 T10N R10E = 0.20 AC
Legal Range10E
Legal Township10N
Legal Section09
Legal SubdivisionPAYSON TOWNSITE/PAYSON HEIGHTS
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3022
Census Tract301

Owner

Source: Gila County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3701 N PLEASANT VALLEY VIEW DR, PRESCOTT VALLEY, AZ 85541
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2016 · Amount on Record
Deed SaleApr 22, 2016 · Amount on Record
Prior SaleJan 28, 2005 · Amount on Record
Deed Document Number20163663
Prior Transfer DateApr 12, 2016
Prior Transfer Doc0000003664
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateNov 12, 2021
Property Address409 W FRONTIER ST, PAYSON, AZ 85541
Document Number0000015458
Instrument DateNov 8, 2021
Instrument2021-015458
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3701 N PLEASANT VIEW DR, PRESCOTT VALLEY, AZ 86314-2462

Mortgage

Document Number0000015460
DateNov 12, 2021
Instrument2021-015460
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,692 (+7.19%) Land $5,962 Building $26,730$326,916 (+7.19%) Land $59,617 Building $267,299
2025$1,960.00 (+7.22%)
2024$30,500 Land $3,614 Building $26,886$304,999 Land $36,144 Building $268,855
2023$1,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 65% of Arizona
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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