407 W Frontier St, Payson, AZ 85541 Property Records

Gila County property record for 407 W Frontier St, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2,089 sqft · built 1976
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Aug 2026)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Aug 2026 Transfer Aug 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`304-16-033`

Property Details

APN / Parcel Number

Primary APN	`304-16-033`
Alternative APNs	`R032105` `032105`

Interior

Stories	1 Story
Building Area	2,089 sqft Living Area
1st Floor Area	1,513 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Asbestos
Lot Area	14,375 sqft (0.33 acres)
Porch	Slab
Porch Area	562 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R032105
Street Address	407 W FRONTIER ST
City	PAYSON
State	AZ
Zip	85541-5322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 09 TOWNSHIP: 10N RANGE: 10E LOTS 29 & 30, HATHAWAY ADDITION, PLAT 77 NW1/4 NE1/4 SEC 9 T10N R10E = 0.33 AC
Legal Range	10E
Legal Township	10N
Legal Section	09
Legal Subdivision	HATHAWAY ADD
Legal Lot Number	29,30
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3022
Census Tract	301

Owner

Source: Gila County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 W FRONTIER ST, PAYSON, AZ 85541-5322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Transfer on Death Deed, Transfer ACCOMMODATION/COURTESY RECORDI
Aug 13, 2026	Warranty Deed, Transfer · Conventional Mortgage PIONEER LAND TITLE, PIONEER TITLE
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW WEST LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Deed Document Number	20267717
Prior Transfer Date	Aug 10, 2026
Prior Transfer Doc	0000007719
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GILA AZ
Recording Date	Aug 13, 2026
Property Address	407 W FRONTIER ST, PAYSON, AZ 85541-5322
Document Number	0000007719
Instrument Date	Aug 10, 2026
Instrument	20267719
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 W FRONTIER ST, PAYSON, AZ 85541-5322

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Aug 13, 2026
Property Address	407 W FRONTIER ST, PAYSON, AZ 85541-5322
Document Number	0000007717
Instrument Date	Jul 28, 2026
Instrument	20267717
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 W FRONTIER ST, PAYSON, AZ 85541-5322

Mortgage

Document Number	0000007718,
Date	Aug 13, 2026
Instrument	20267718

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	407 W FRONTIER ST, PAYSON, AZ 85541-5322
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 W FRONTIER ST, PAYSON, AZ 85541-5322

Mortgage

Document Number	0000016981
Date	Dec 21, 2021
Instrument	2021-016981

Lender

Name	NEW WEST LENDING INC
Type	Mortgage Company
Address	PHOENIX, AZ 85020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,073 (+18.74%) Land $7,347 Building $28,726	$360,735 (+18.75%) Land $73,470 Building $287,265
2025	$2,281.00 (+10.09%)
2024		$30,379 Land $4,764 Building $25,615	$303,788 Land $47,636 Building $256,152
2023	$2,072.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 51% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

Nearby Properties on W Frontier St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures