405 W Frontier St, Payson, AZ 85541 Property Records

Gila County property record for 405 W Frontier St, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,281 sqft · built 1966
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jul 2020)
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`304-16-032`

Property Details

APN / Parcel Number

Primary APN	`304-16-032`
Alternative APNs	`R032101` `032101`

Interior

Stories	1 Story
Building Area	1,281 sqft Living Area
1st Floor Area	1,281 sqft

Exterior

Year Built	Built 1966
Exterior Material	Siding
Construction Type	Steel Frame
Roof Material	Asbestos
Lot Area	7,405 sqft (0.169 acres)
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R032101
Street Address	405 W FRONTIER ST
City	PAYSON
State	AZ
Zip	85541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 09 TOWNSHIP: 10N RANGE: 10E LOT 28 , HATHAWAY ADDITION , PLAT 77 NW1/4 NE1/4 SEC 9 T10N R10E = 0.17 AC
Legal Range	10E
Legal Township	10N
Legal Section	09
Legal Subdivision	PAYSON TOWNSITE/PAYSON HEIGHTS
Legal Lot Number	28
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3022
Census Tract	301

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3054 E CAPTAIN DREYFUS AVE, PHOENIX, AZ 85032-6582
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Warranty Deed, Transfer LADERA LNDG
Oct 11, 2019	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Oct 8, 2019	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	2020-008105
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jul 17, 2020
Property Address	405 W FRONTIER ST, PAYSON, AZ 85541
Document Number	0000008105
Instrument Date	Jul 8, 2020
Instrument	8105
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3054 E CAPTAIN DREYFUS AVE PHOENIX AZ 850326582, PHOENIX, AZ 85032-6582

Mortgage

Document Number	8106
Date	Jul 17, 2020
Instrument	8106

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Oct 11, 2019
Property Address	405 W FRONTIER ST, PAYSON, AZ 85541
Document Number	0000011111
Instrument Date	Oct 10, 2019
Instrument	11111
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 488 PAYSON AZ 855470488, PAYSON, AZ 85547-0488

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Oct 8, 2019
Property Address	405 W FRONTIER ST, PAYSON, AZ 85541
Document Number	0000010934
Instrument Date	Oct 7, 2019
Instrument	10934
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7702 W GIBSON RANCH RD PAYSON AZ 855413489, PAYSON, AZ 85541-3489

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,409 (+6.19%) Land $5,570 Building $30,839	$364,090 (+6.19%) Land $55,701 Building $308,389
2025	$2,266.00 (+7.19%)
2024		$34,286 Land $3,304 Building $30,982	$342,863 Land $33,045 Building $309,818
2023	$2,114.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 51% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

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