409 W 3rd St, Flora, IL 62839 Property Records

Clay County property record for 409 W 3rd St, Flora, IL 62839 · Last verified July 2026

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 648 sqft · built 1909
Lot Size	0.111 acres (4,850 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Dec 2017)
Tax Bill	$281 (2024)
Deeds & Mortgages	Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-26-419-009`

Property Details

APN / Parcel Number

Primary APN	`10-26-419-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	648 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	4,850 sqft (0.111 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	190 sqft

Location & Zoning

Street Address	409 W 3RD ST
City	FLORA
State	IL
Zip	62839-1248
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	M H PRESLEY'S 1ST ADDN BLOCK 3 W 40' LOT 9
Legal Subdivision	M H PRESLEYS 1ST ADD
Legal Block	3
Legal Lot Number	9
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1045
Census Tract	972100

Owner

Source: Clay County records · APN 10-26-419-009

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 W 3RD ST, FLORA, IL 62839-1248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	2017193189
Record Updated	Sep 20, 2026

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Dec 20, 2017
Property Address	409 W 3RD ST, FLORA, IL 62839-1248
Document Number	D193189
Instrument Date	Dec 20, 2017
Instrument	D193189
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W 3RD ST, FLORA, IL 62839-1248

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$10,537 (+32.19%) Land $1,848 Building $8,689	$31,611 (+32.19%) Land $5,544 Building $26,067
2024	$281.00 (+50.27%)
2022	$187.00 (+15.43%) Homeowner's exemption	$7,971 Land $1,388 Building $6,583	$23,913 Land $4,164 Building $19,749
2021	$162.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.