405 W 3rd St, Flora, IL 62839 Property Records

Clay County property record for 405 W 3rd St, Flora, IL 62839

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on Record
Last Sale$27,000 (Nov 2022)
Tax Bill$382 (2022)
Deeds & MortgagesNov 2022 Sale
Flood ZoneZone X (minimal risk)
APN10-26-419-006

Property Details

APN / Parcel Number

Primary APN10-26-419-006

Location & Zoning

Street Address405 W 3RD ST
CityFLORA
StateIL
Zip62839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionM H PRESLEY'S 1ST ADDN BLOCK 3 E 20' LOT 9 & W 20' LOT 10
Legal Block3
Legal Lot Number9-10
JurisdictionCLAY IL
Township / Civil DivisionHARTER
Census Block Group1
Census Block1045
Census Tract972100

Owner

Source: Clay County records, as of October 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address330 E 6TH ST, FLORA, IL 62839-1911
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2022 · Amount on Record
Deed SaleNov 9, 2022 · Amount on Record
Deed Document Number206057
Record UpdatedJun 7, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionCLAY IL
Recording DateNov 9, 2022
Property Address405 W 3RD ST, FLORA, IL 62839
Document Number0000206057
Instrument DateOct 31, 2022
Instrument206057
Transaction TypeTransfer
Record UpdatedDec 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$40.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address330 E 6TH ST, FLORA, IL 62839-1911

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022$382.00 (+9.14%)$4,020 Land $1,151 Building $2,869$12,060 Land $3,453 Building $8,607
2021$350.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORA
serves 5,233 people · EPA ID IL0250100
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Wabash Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 500
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: ClearWave, T-Mobile.

Nearby Properties on W 3rd St

Nearby Streets

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