335 W 3rd St, Flora, IL 62839 Property Records

Clay County property record for 335 W 3rd St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 990 sqft · built 1900
Lot Size	0.165 acres (7,219 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (May 2018)
Tax Bill	$1,191 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-421-001`

Property Details

APN / Parcel Number

Primary APN	`10-26-421-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	990 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,219 sqft (0.165 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	168 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	335 W 3RD ST
City	FLORA
State	IL
Zip	62839-1205
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	M H PRESLEY'S 1ST ADDN BLOCK 4 LOT 6
Legal Subdivision	M H PRESLEYS 1ST ADD
Legal Block	4
Legal Lot Number	6
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1046
Census Tract	972100

Owner

Source: Clay County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	335 W 3RD ST, FLORA, IL 62839-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 27, 2022	Intrafamily Transfer, Transfer
May 1, 2018	Deed, Transfer · Conventional Mortgage FLORA BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2018 · Amount on Record
Deed Sale	May 1, 2018 · Amount on Record
Prior Sale	May 22, 2007 · Amount on Record
Deed Document Number	2018194072
Last Transfer Date	Oct 24, 2022
Transfer Doc	0000205969
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	335 W 3RD ST, FLORA, IL 62839-1205
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000206283
Date	Dec 12, 2022
Instrument	206283

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	Oct 27, 2022
Property Address	335 W 3RD ST, FLORA, IL 62839-1205
Document Number	0000205969
Instrument Date	Oct 24, 2022
Instrument	205969
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	537 W 4TH ST, 537, FLORA, IL 62839-1256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 W 3RD ST, FLORA, IL 62839-1205

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	May 1, 2018
Property Address	335 W 3RD ST, FLORA, IL 62839-1205
Document Number	2018D194072
Instrument Date	Apr 27, 2018
Instrument	2018D194072
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	QUAD COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 W 3RD ST, FLORA, IL 62839-1205

Mortgage

Document Number	2018D194073
Date	May 1, 2018
Instrument	2018D194073

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,191.00 (+9.67%) Homeowner's exemption	$21,567 (+11.45%) Land $2,772 Building $18,795	$64,701 (+11.45%) Land $8,316 Building $56,385
2024	$1,086.00 (+10.48%)	$19,351 (+18.49%) Land $2,487 Building $16,864	$58,053 (+18.49%) Land $7,461 Building $50,592
2022	$983.00 (+10.45%) Homeowner's exemption	$16,332 Land $2,091 Building $14,241	$48,996 Land $6,273 Building $42,723
2021	$890.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, T-Mobile.

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