Craven County property record for 409 Two Lakes Trl, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,922 sqft · built 2003 |
| Lot Size | 0.68 acres (29,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $253,000 (Dec 2003) |
| Tax Bill | $2,077 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-015-1-025 |
| Primary APN | 2-015-1-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,922 sqft Living Area |
| 1st Floor Area | 1,922 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,616 sqft (0.68 acres) |
| Lot Dimensions | 225 ft deep x 130 ft wide |
| Garage Type | Attached |
| Pool Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 53715 |
|---|---|
| Street Address | 409 TWO LAKES TRL |
| City | NEW BERN |
| State | NC |
| Zip | 28560-6331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 CROSSWINDS PH 2 |
| Legal Subdivision | CROSSWINDS |
| Legal Phase | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 960101 |
409 Two Lakes Trl is owned and occupied by two individuals who bought it in December 2003.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 TWO LAKES TRL, NEW BERN, NC 28560-6331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2003 · Amount on File |
| Deed Sale | Dec 22, 2003 · Amount on File |
| Deed Book / Page | 2130 / 239 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 409 Two Lakes Trl was $2,077.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,077.00 | $415,390 (-) Land $43,500 Building $371,890 | $415,390 (-) Land $43,500 Building $371,890 |
| 2025 | $2,077.00 | $415,390 Land $43,500 Building $371,890 | $415,390 Land $43,500 Building $371,890 |
| 2023 | $2,056.00 (+6.53%) | $413,630 (+35.06%) Land $43,500 Building $370,130 | $413,630 Land $43,500 Building $370,130 |
| 2022 | $1,930.00 | $306,250 Land $43,500 Building $262,750 | |
| 2018 | $306,250 Land $43,500 Building $262,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Two Lakes Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 393 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 417 units insured incl. 24 condo units |
| Nearby Flood Claims | 446 (1982–2018) |
| Claims Outside the SFHA | 9 of 446 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Two Lakes Trl is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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