Craven County property record for 403 Two Lakes Trl, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,428 sqft · built 2000 |
| Lot Size | 4.92 acres (214,359 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $297,500 (Dec 2016) |
| Tax Bill | $1,796 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage Feb 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-015-4000 |
| Primary APN | 2-015-4000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 214,359 sqft (4.92 acres) |
| Lot Dimensions | 500 ft deep x 525 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Storage Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 53434 |
|---|---|
| Street Address | 403 TWO LAKES TRL |
| City | NEW BERN |
| State | NC |
| Zip | 28560-6331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.92 ACRES RECOMB SURVEY FOR ARTHUR R & BONNIE FAWCETT |
| Legal Subdivision | TWO TOWNSHIP |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 960101 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 TWO LAKES TRL, NEW BERN, NC 28560-6331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2018 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Feb 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2016 · Amount on Record |
| Deed Sale | Dec 28, 2016 · Amount on Record |
| Prior Sale | Nov 22, 2016 · Amount on Record |
| Deed Book / Page | 3487 / 1361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 403 TWO LAKES TRL, NEW BERN, NC 28560-6331 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000010018834 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 000010018834 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 403 TWO LAKES TRL, NEW BERN, NC 28560-6331 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03602/1791 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 3602/1791 |
| Instrument | 10050818 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,796.00 | $411,170 (-) Land $69,100 Building $342,070 | $411,170 (-) Land $69,100 Building $342,070 |
| 2025 | $1,796.00 | $411,170 (-) Land $69,100 Building $342,070 | $411,170 (-) Land $69,100 Building $342,070 |
| 2023 | $1,796.00 (+4.91%) | $411,170 (+28.14%) Land $69,100 Building $342,070 | $411,170 (+28.14%) Land $69,100 Building $342,070 |
| 2022 | $1,712.00 | $320,880 Land $69,100 Building $251,780 | |
| 2018 | $320,880 Land $69,100 Building $251,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 393 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 417 units insured incl. 24 condo units |
| Nearby Flood Claims | 446 (1982–2018) |
| Claims Outside the SFHA | 9 of 446 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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