375 Two Lakes Trl, New Bern, NC 28560 Property Records

Craven County property record for 375 Two Lakes Trl, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,676 sqft · built 2011
Lot Size	1.27 acres (55,583 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (May 2020)
Tax Bill	$2,048 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-026-16001`

Property Details

APN / Parcel Number

Primary APN	`2-026-16001`
Alternative APN	`129417`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,676 sqft Living Area
1st Floor Area	2,676 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	55,583 sqft (1.27 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	129417
Street Address	375 TWO LAKES TRL
City	NEW BERN
State	NC
Zip	28560-6329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.268 ACRE PARCEL OF ROBERT J HOLTON SR SURVEY
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	960101

Owner

375 Two Lakes Trl is owned and occupied by two individuals who bought it in May 2020.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	375 TWO LAKES TRL, NEW BERN, NC 28560-6329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on File
Deed Sale	May 28, 2020 · Amount on File
Deed Document Number	202010055188
Deed Book / Page	3614 / 1619
Record Updated	Oct 29, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	May 28, 2020
Property Address	375 TWO LAKES TRL, NEW BERN, NC 28560-6329
Document Number	03614/1619
Book / Page	3614 / 1619
Map Reference	CAB H SL 187
Instrument Date	May 26, 2020
Instrument	10055188
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 TWO LAKES TRL, NEW BERN, NC 28560-6329

Mortgage

Document Number	0036141623
Date	May 28, 2020
Instrument	3614/1623

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 375 Two Lakes Trl was $2,048.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,048.00	$463,540 (-) Land $45,660 Building $417,880	$463,540 (-) Land $45,660 Building $417,880
2025	$2,048.00	$463,540 Land $45,660 Building $417,880	$463,540 Land $45,660 Building $417,880
2023	$2,295.00 (+1.64%)	$463,540 (+28.61%) Land $45,660 Building $417,880	$463,540 Land $45,660 Building $417,880
2022	$2,258.00	$360,430 Land $45,660 Building $314,770
2018			$360,430 Land $45,660 Building $314,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 375 Two Lakes Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 393 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	417 units insured incl. 24 condo units
Nearby Flood Claims	446 (1982–2018)
Claims Outside the SFHA	9 of 446
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 253 claims Hurricane Irene, Aug 2011 · 94 claims Hurricane Fran, Sep 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 Two Lakes Trl is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20