St. Charles County property record for 409 Thomas Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,080 sqft · built 1960 |
| Lot Size | 0.202 acres (8,840 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,389 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer Apr 2017 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056920A000 |
| Primary APN | 056920A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 8,840 sqft |
| Lot Dimensions | 130 ft deep x 68 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 056920A000 |
|---|---|
| Old Parcel Number | 056920A000 |
| Street Address | 409 THOMAS AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | FINCK ADDN LOT 17 |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Subdivision | FINCK ADDN |
| Legal Lot Number | 17 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 310502 |
Source: St. Charles County records · APN 056920A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 409 THOMAS AVE, SAINT CHARLES, MO 63301-3573 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 21, 2022 | Intrafamily Transfer, Transfer |
| Apr 25, 2017 | Grant Deed, Foreclosure OTHER |
| Jan 23, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2017 |
| Deed Sale | Apr 25, 2017 |
| Prior Sale | Jul 07, 2017 |
| Deed Document Number | 0067330196 |
| Deed Book / Page | 006733 / 000196 |
| Last Transfer Date | Jul 21, 2022 |
| Transfer Doc | 0000040647 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 21, 2022 |
| Property Address | 409 THOMAS AVE, SAINT CHARLES, MO 63301-3573 |
| Document Number | 0000040647 |
| Map Reference | MB 5 PG 60 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022R-040647 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 N TRUMBULL CIR, 45, SAINT CHARLES, MO 63301-8401 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 409 THOMAS AVE, SAINT CHARLES, MO 63301-3573 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 25, 2017 |
| Property Address | 409 THOMAS AVE, SAINT CHARLES, MO 63301-3573 |
| Document Number | 0067330196 |
| Book / Page | 006733 / 000196 |
| Instrument Date | Jan 24, 2017 |
| Instrument | 248870 |
| Transaction Type | Foreclosure |
| Record Updated | May 02, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 23, 2017 |
| Property Address | 409 THOMAS AVE, SAINT CHARLES, MO 63301-3573 |
| Document Number | 0066890970 |
| Book / Page | 006689 / 000970 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 47530 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 1111 POLARIS PKWY COLUMBUS OH 432402031, COLUMBUS, OH 43240-2031 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,389.00 | $37,968 (+2.54%) | $199,834 (+2.54%) Land $45,000 Building $154,834 |
| 2023 | $37,027 | ||
| 2022 | $194,880 Land $35,000 Building $159,880 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 241 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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