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314 Thomas Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 314 Thomas Ave, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,060 sqft · built 1955
Lot Size0.182 acres (7,920 sqft)
OwnerCompany Name on File
Last Sale$381,710 (Sep 2022)
Tax Bill$2,343 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN056840A000

Property Details

APN / Parcel Number

Primary APN056840A000
Alternative APN
  • 6-014A-4267-00-0009.0000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,060 sqft Living Area
Gross Area2,235 sqft
1st Floor Area1,060 sqft
Basement Area900 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,920 sqft (0.182 acres)
Lot Dimensions110 ft deep x 72 ft wide
Garage TypeAttached
Garage Area275 sqft
Parking Spaces1 Parking Space
PorchPorch
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number056840A000
Street Address314 THOMAS AVE
CitySAINT CHARLES
StateMO
Zip63301-3521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFINCK ADDN LOT 9
Legal SubdivisionFINCK ADDN
Legal Lot Number9
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group2
Census Block2054
Census Tract310502

Owner

Source: St. Charles County records · APN 056840A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address18 RUBY DR, TROY, MO 63379-5713
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 09, 2022 · Amount on Record
Deed SaleSep 09, 2022 · Amount on Record
Deed Document Number202249887
Prior Transfer DateApr 08, 2008
Prior Transfer Doc0049671261
Record UpdatedJun 08, 2026

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST CHARLES MO
Recording DateSep 09, 2022
Property Address314 THOMAS AVE, SAINT CHARLES, MO 63301-3521
Document Number0000049887
Map ReferenceMB 5 PG 60
Instrument DateSep 06, 2022
Instrument2022R-049887
Transaction TypeTransfer
Record UpdatedSep 22, 2022
Title CompanySELECT TITLE GROUP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049888
DateSep 09, 2022
Instrument2022R-049888
Lender
NameBANK OF OLD MONROE
TypeBank
AddressOLD MONROE, MO 63369
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,343.00 (+3.81%)$37,234 (+6.35%)$195,970 (+6.35%) Land $45,000 Building $150,970
2024$2,257.00
2023$35,012
2022$184,276 Land $35,000 Building $149,276

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833105022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims22 (1979–2022)
Most Recent ClaimJul 2022, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jul 2022 · 6 claims
  • Severe Storms & Flooding, Aug 1993 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 241 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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