St. Charles County property record for 405 Thomas Ave, Saint Charles, MO 63301 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,620 sqft Living Area |
| Lot Size | 8,840 sqft (0.203 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $316,074 (2024) |
| Tax Bill | $2,409.00 (2025) |
Source: St. Charles County records · APN 056930A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 THOMAS AVE, SAINT CHARLES, MO 63301-3573 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on Record |
| Deed Sale | Oct 30, 2024 · Amount on Record |
| Prior Sale | Oct 30, 2024 |
| Deed Doc Number | 202445375 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 19, 2020 |
| Property Address | 405 THOMAS AVE, SAINT CHARLES, MO 63301-3573 |
| Document Number | 0000078616 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 78616 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 THOMAS AVE ST CHARLES MO 633013573, ST CHARLES, MO 63301-3573 |
| Document Number | 78617 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 78617 |
| Name | ON Q FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 18, 2050 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,304 (-) | $201,601 (-) Land $45,000 Building $156,601 | |
| 2025 | $2,409.00 | $38,304 (-0.98%) | $201,601 (-0.98%) Land $45,000 Building $156,601 |
| 2023 | $38,684 | ||
| 2022 | $203,600 Land $35,000 Building $168,600 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 056930A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 2,160 sqft Gross Area |
| 1st Floor | 1,080 sqft 1st Floor |
| Basement Area | 1,080 sqft Basement |
| Finished Basement | 540 sqft Finished |
| Unfinished Basement | 540 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,840 sqft (0.203 acres) |
| Depth X Width | 130 ft x 68 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 280 sqft Garage |
| Carport | Carport |
| Carport Area | 280 sqft Carport |
| Patio Area | 286 sqft Patio |
| Porch | Porch |
| Porch Area | 254 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 056930A000 |
|---|---|
| Street Address | 405 THOMAS AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3573 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FINCK ADDN LOT 18 |
| Legal Subdivision | FINCK ADDN |
| Legal Lot Number | 18 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | FRONTIER |
| Census Blockgroup | 2 |
| Census Block | 2056 |
| Census Tract | 310502 |
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