409 Terrace Dr, Flushing, MI 48433 Property Records

Genesee County property record for 409 Terrace Dr, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,412 sqft · built 1969
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Mar 2020)
Tax Bill	$3,509 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-34-531-045`

Property Details

APN / Parcel Number

Primary APN	`55-34-531-045`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,412 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	149 ft deep x 80 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 TERRACE DR
City	FLUSHING
State	MI
Zip	48433-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES R-1 (L
Legal Description	PART OF OUTLOT B BEG S 0 DEG 08 MIN 45 SEC E 159.58 FT FROM NW COR OF OUTLOT B TH N 89 DEG 51 MIN 15 SEC E 177.85 FT TH S 0
Legal Subdivision	SOMERSET #2
Legal Lot Number	B
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	1
Census Block	1024
Census Tract	10604

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 TERRACE DR, FLUSHING, MI 48433-1932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Jun 1, 2017	Warranty Deed, Transfer · FHA Mortgage ADVISORS CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	Jun 1, 2017 · Amount on Record
Deed Document Number	202012581
Prior Transfer Date	Sep 10, 2013
Prior Transfer Doc	0000108196
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 4, 2020
Property Address	409 TERRACE DR, FLUSHING, MI 48433-1932
Document Number	202003040012581
Map Reference	LB 47 PG 21&22
Instrument Date	Feb 28, 2020
Instrument	202003040012581
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 TERRACE DR, 409, FLUSHING, MI 48433-1932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24301 THORNRIDGE DR, GRAND BLANC, MI 48439-9276

Mortgage

Document Number	202003040012582
Date	Mar 4, 2020
Instrument	202003040012582

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 1, 2017
Property Address	409 TERRACE DR, FLUSHING, MI 48433-1932
Document Number	0000041852
Instrument Date	May 4, 2017
Instrument	41852
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	CISLO TITLE, CISIO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.97
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 APOLLO CIR FLUSHING MI 484339323, FLUSHING, MI 48433-9323

Mortgage

Document Number	39033
Date	Jun 1, 2017
Instrument	39033

Lender

Name	ADVISORS CAP
Type	Funding / Finance Company
Address	NOVI, MI 48375

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flushing City
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,100 (+4.16%)	$190,200 (+4.16%)
2025	$3,509.00 (+2.87%) Homeowner's exemption	$91,300 (+20.77%)	$182,600 (+20.77%)
2024	$3,411.00 (+16.14%)
2023		$75,600	$151,200
2021	$2,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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