405 Terrace Dr, Flushing, MI 48433 Property Records

Genesee County property record for 405 Terrace Dr, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1969
Lot Size	0.327 acres (14,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jul 2026)
Tax Bill	$3,110 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-34-531-044`

Property Details

APN / Parcel Number

Primary APN	`55-34-531-044`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,488 sqft Living Area
1st Floor Area	812 sqft
Basement Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	14,244 sqft (0.327 acres)
Lot Dimensions	178 ft deep x 80 ft wide
Garage Area	1,448 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 TERRACE DR
City	FLUSHING
State	MI
Zip	48433-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES R-1 (L
Legal Description	S 80 FT OF N 159.58 FT OF OUTLOT B SOMERSET NO 2
Legal Subdivision	SOMERSET #2
Legal Lot Number	B
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	1
Census Block	1024
Census Tract	10604

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5114 WESTERN BLVD, JACKSONVILLE, NC 28546-7624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Deed Document Number	202641250
Prior Transfer Date	Dec 31, 2003
Prior Transfer Doc	0000001971
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 9, 2026
Property Address	405 TERRACE DR, FLUSHING, MI 48433-1932
Document Number	0000041250
Instrument Date	Jun 26, 2026
Instrument	202641250
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	MASON BURGESS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$212,807.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041251,
Date	Jul 9, 2026
Instrument	2026070941251

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flushing City
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,200 (+3.02%)	$218,400 (+3.02%)
2025	$3,110.00 (+2.95%) Homeowner's exemption	$106,000 (+20.73%)	$212,000 (+20.73%)
2024	$3,021.00 (+15.97%)
2023		$87,800	$175,600
2021	$2,605.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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