Genesee County property record for 321 Terrace Dr, Flushing, MI 48433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,508 sqft · built 1969 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $243,000 (Apr 2026) |
| Tax Bill | $3,322 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-34-528-019 |
| Primary APN | 55-34-528-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 225 ft deep x 192 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 TERRACE DR |
|---|---|
| City | FLUSHING |
| State | MI |
| Zip | 48433-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES R-1 (L |
| Legal Description | PART OF OUTLOT A BEG N 0 DEG 08 MIN 45 SEC E 90 FT AND ON CURVE TO RIGHT CHORD N 3 DEG 37 MIN 45 SEC E 175.58 FT FROM SW COR |
| Legal Subdivision | SOMERSET #2 |
| Legal Lot Number | A |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FLUSHING |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10604 |
Source: Genesee County records · APN 55-34-528-019
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6569 STRATFORD DR, HOLLY, MI 48442-8757 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage STAUNTON FINANCIAL INC |
| Apr 17, 2026 | Warranty Deed, Transfer · FHA Mortgage STAUNTON FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Jul 08, 2005 · Amount on Record |
| Deed Document Number | 2026041724337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Apr 14, 2026 |
| Property Address | 321 TERRACE DR, FLUSHING, MI 48433-1930 |
| Document Number | 0000013324 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202613324 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000013324, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202613324 |
| Name | STAUNTON FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Apr 17, 2026 |
| Property Address | 321 TERRACE DR, FLUSHING, MI 48433-1930 |
| Document Number | 0000024337 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.24337 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $211,069.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Document Number | 0000013324, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026.14.13324 |
| Name | STAUNTON FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Flushing City |
| Unified School District | Flushing Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,322.00 (-10.87%) | $105,300 (+20.9%) | $210,600 (+20.9%) |
| 2024 | $3,727.00 (+15.28%) | ||
| 2023 | $87,100 | $174,200 | |
| 2021 | $3,233.00 |
Source: FEMA National Flood Hazard Layer as of February 19, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1981–2015) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2015 · other causes |
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 367 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FLUSHING serves 8,311 people |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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