409 Storms Rd, Dayton, OH 45429 Property Records

Montgomery County property record for 409 Storms Rd, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,050 sqft · built 1945
Lot Size	0.159 acres (6,935 sqft)
Owner	Individual Name on Record
Last Sale	$166,900 (Apr 2018)
Tax Bill	$4,875 (2024)
Deeds & Mortgages	May 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64 00516 0019`

Property Details

APN / Parcel Number

Primary APN	`N64 00516 0019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	875 sqft
Attic Area	264 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Frame
Lot Area	6,935 sqft (0.159 acres)
Lot Dimensions	102 ft deep x 68 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	170 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Canopy	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 STORMS RD
City	DAYTON
State	OH
Zip	45429-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 H C HUBER 13
Legal Subdivision	HUBER
Legal Lot Number	19
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1015
Census Tract	20700

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 341262, DAYTON, OH 45434-1262
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC
Apr 26, 2018	Warranty Deed, Transfer · Conventional Mortgage WRIGHTPATT CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2018 · Amount on Record
Deed Sale	Apr 26, 2018 · Amount on Record
Prior Sale	Feb 1, 2013 · Amount on Record
Deed Document Number	2018-00023866
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	409 STORMS RD, DAYTON, OH 45429-2743
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037250
Date	May 14, 2021
Instrument	2021-00037250

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 26, 2018
Property Address	409 STORMS RD, DAYTON, OH 45429-2743
Document Number	0000023866
Instrument Date	Apr 18, 2018
Instrument	23866
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	LANDMARK TITLE AGENCY SOUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 STORMS RD KETTERING OH 454292743, KETTERING, OH 45429-2743

Mortgage

Document Number	23880
Date	Apr 26, 2018
Instrument	23880

Lender

Name	WRIGHTPATT CU INC
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,570 (-) Land $13,290 Building $63,280
2024	$4,875.00 (+2.74%)
2023	$4,745.00 (+2%)	$76,570 (+37.81%) Land $13,290 Building $63,280	$218,770 (+37.82%) Land $37,980 Building $180,790
2022	$4,652.00	$55,560 Land $9,630 Building $45,930
2020			$158,740 Land $27,520 Building $131,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Storms Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures