405 Storms Rd, Dayton, OH 45429 Property Records

Montgomery County property record for 405 Storms Rd, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,156 sqft · built 1945
Lot Size	0.166 acres (7,209 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Sep 2024)
Tax Bill	$4,031 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N64-00516-0020`

Property Details

APN / Parcel Number

Primary APN	`N64-00516-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area
Gross Area	1,475 sqft
1st Floor Area	875 sqft
Attic	Attic
Attic Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	7,209 sqft (0.166 acres)
Lot Dimensions	106 ft deep x 68 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	55 sqft
Deck Area	264 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 STORMS RD
City	DAYTON
State	OH
Zip	45429-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34 H C HUBER 13
Legal Subdivision	H C HUBER 13
Legal Lot Number	20
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1015
Census Tract	20700

Owner

Source: Montgomery County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11011 MCCORMICK RD, 400, HUNT VALLEY, MD 21031-8627
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 4, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 10, 2024	Warranty Deed, Transfer · VA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Prior Sale	Jul 17, 2014 · Amount on Record
Deed Document Number	202447858
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 28, 2026
Property Address	405 STORMS RD, DAYTON, OH 45429-2743
Document Number	0000025697
Instrument Date	Apr 21, 2026
Instrument	202625697
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Non-Vested Spouse, 280
Address	405 STORMS RD, DAYTON, OH 45429-2743

Mortgage

Document Number	0000025697,
Date	Apr 28, 2026
Instrument	202625697

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.38%
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	405 STORMS RD, DAYTON, OH 45429-2743
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 STORMS RD, KETTERING, OH 45429-2743

Mortgage

Document Number	0000040714
Date	Aug 4, 2025
Instrument	2025-00040714

Lender

Name	FREEDOM MORTGAGE CORPORATION
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 10, 2024
Property Address	405 STORMS RD, DAYTON, OH 45429-2743
Document Number	0000047858
Map Reference	MB X PG 20
Instrument Date	Aug 24, 2024
Instrument	2024-00047858
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11011 MCCORMICK RD STE 400, 400, HUNT VALLEY, MD 21031-8627

Mortgage

Document Number	0000047859
Date	Sep 10, 2024
Instrument	2024-00047859

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,140 (-) Land $13,510 Building $49,630	$180,390 (-) Land $38,600 Building $141,790
2024	$4,031.00 (+2.94%)
2023	$3,916.00 (+8.96%)	$63,140 (+37.83%) Land $13,510 Building $49,630	$180,390 (+37.82%) Land $38,600 Building $141,790
2022	$3,594.00	$45,810 Land $9,790 Building $36,020
2020			$130,890 Land $27,970 Building $102,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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