401 Storms Rd, Dayton, OH 45429 Property Records

Montgomery County property record for 401 Storms Rd, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,156 sqft · built 1947
Lot Size	0.172 acres (7,479 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2018)
Tax Bill	$4,475 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N64-00516-0021`

Property Details

APN / Parcel Number

Primary APN	`N64-00516-0021`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area
Gross Area	1,420 sqft
1st Floor Area	875 sqft
Attic	Attic
Attic Area	264 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	7,479 sqft (0.172 acres)
Lot Dimensions	110 ft deep x 68 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Pool Area	350 sqft
Deck Area	192 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 STORMS RD
City	DAYTON
State	OH
Zip	45429-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35 H C HUBER 13
Legal Subdivision	H C HUBER 13
Legal Lot Number	21
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1015
Census Tract	20700

Owner

Source: Montgomery County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 STORMS RD, DAYTON, OH 45429-2743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit WRIGHTPATT CREDIT UNION INC
Apr 25, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 6, 2018	Grant Deed, Transfer · Conventional with PMI UNIVERSAL 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018 · Amount on Record
Deed Sale	Mar 6, 2018 · Amount on Record
Prior Sale	Dec 6, 2010 · Amount on Record
Deed Document Number	201812288
Last Transfer Date	Apr 13, 2022
Transfer Doc	0000028020
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 10, 2026
Property Address	401 STORMS RD, DAYTON, OH 45429-2743
Document Number	0000022196
Instrument Date	Mar 26, 2026
Instrument	202622196
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 STORMS RD, DAYTON, OH 45429-2742

Mortgage

Document Number	0000022196,
Date	Apr 10, 2026
Instrument	202622196

Lender

Name	WRIGHTPATT CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2051

Interest

Rate	5.98%
Max Rate	-1%

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 25, 2022
Property Address	401 STORMS RD, DAYTON, OH 45429-2743
Document Number	0000028020
Map Reference	MB X PG 20
Instrument Date	Apr 13, 2022
Instrument	2022-00028020
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 STORMS RD, DAYTON, OH 45429-2743

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 6, 2018
Property Address	401 STORMS RD, DAYTON, OH 45429-2743
Document Number	0000012288
Instrument Date	Mar 1, 2018
Instrument	12288
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 STORMS RD DAYTON OH 454292743, DAYTON, OH 45429-2743

Mortgage

Document Number	12289
Date	Mar 6, 2018
Instrument	12289

Lender

Name	UNIVERSAL 1 CU
Type	Credit Union
Address	DAYTON, OH 45409

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,710 (-) Land $13,730 Building $54,980	$196,310 (-) Land $39,230 Building $157,080
2024	$4,475.00 (+2.87%)
2023	$4,350.00 (+9.02%)	$68,710 (+37.83%) Land $13,730 Building $54,980	$196,310 (+37.82%) Land $39,230 Building $157,080
2022	$3,990.00	$49,850 Land $9,950 Building $39,900
2020			$142,440 Land $28,430 Building $114,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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