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409 Steeple Way, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 409 Steeple Way, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,707 sqft · built 2023
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$452,500 (Sep 2024)
Tax Bill$10,817 (2026)
Deeds & MortgagesSep 2024 Sale & Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 70.12-1-62

Property Details

APN / Parcel Number

Primary APN422800 70.12-1-62
Alternative APN
  • 280007001200010620000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,707 sqft Living Area
1st Floor Area1,707 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address409 STEEPLE WAY
CitySCHENECTADY
StateNY
Zip12306-2556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal Block1
Legal Lot Number62.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1029
Census Tract33002

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1410 CURRY RD, 337, SCHENECTADY, NY 12306-4259
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BROADVIEW FCU
Dec 19, 2018Trustee's Deed, Construction Loan
TRADITIONAL BUILDERS LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2024 · Amount on Record
Deed SaleSep 17, 2024 · Amount on Record
Prior SaleAug 16, 2022 · Amount on Record
Deed Document Number202455085
Deed Book / Page2137 / 922
Record UpdatedOct 29, 2026

September 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 17, 2024
Property Address409 STEEPLE WAY, SCHENECTADY, NY 12306-2556
Document Number0000055085
Book / Page2137 / 922
Map ReferenceCAB M MAP 104-107
Instrument DateAug 23, 2024
Instrument202455085
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,810.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address276 GORDINIER RD, DELANSON, NY 12053-3525

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 CURRY RD APT 337, 337, ROTTERDAM, NY 12306-4259

Mortgage

Document Number0000055086
DateSep 17, 2024
Instrument202455086
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2054

December 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateDec 19, 2018
Property Address409 STEEPLE WAY, SCHENECTADY, NY 12306-2556
Document Number0000055464
Book / Page002002 / 000225
Instrument DateOct 26, 2018
Instrument55464
Transaction TypeConstruction Loan
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,552.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2144 DOUBLEDAY AVE BALLSTON SPA NY 120202435, BALLSTON SPA, NY 12020-2435
InvestorPossibly a Property Investor

Mortgage

Document Number55465
DateDec 19, 2018
Book Page004885/000070
Instrument55465
Lender
NameTRADITIONAL BUILDERS LTD
Address1266 DUANESBURG RD, SCHENECTADY, NY 12306-5805
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,817.00 (+530.73%)
2025$1,715.00$291,100 (+1,333.99%) Land $17,000 Building $274,100$447,846 (+1,577.33%) Land $26,154 Building $421,692
2023$20,300 Land $20,300$26,700 Land $26,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Hudson Valley Wireless
Fixed Wireless		200 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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