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413 Steeple Way, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 413 Steeple Way, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,733 sqft · built 2020
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$411,000 (Mar 2021)
Tax Bill$14,280 (2025)
Deeds & MortgagesDec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 70.12-1-60

Property Details

APN / Parcel Number

Primary APN422800 70.12-1-60
Alternative APN
  • 280007001200010600000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,733 sqft Living Area
1st Floor Area1,538 sqft
2nd Floor Area907 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area15,682 sqft (0.36 acres)
Garage TypeAttached
Garage Area585 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address413 STEEPLE WAY
CitySCHENECTADY
StateNY
Zip12306-2556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal Block1
Legal Lot Number60.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1029
Census Tract33002

Owner

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address413 STEEPLE WAY, SCHENECTADY, NY 12306-2556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 15, 2021 · Amount on Record
Deed SaleMar 15, 2021 · Amount on Record
Prior SaleDec 19, 2018 · Amount on Record
Deed Document Number202110433
Deed Book / Page2054 / 166
Record UpdatedJun 8, 2026

December 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateDec 19, 2018
Property Address413 STEEPLE WAY, SCHENECTADY, NY 12306-2556
Document Number0000055464
Book / Page002002 / 000225
Instrument DateOct 26, 2018
Instrument55464
Transaction TypeConstruction Loan
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,552.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2144 DOUBLEDAY AVE BALLSTON SPA NY 120202435, BALLSTON SPA, NY 12020-2435
InvestorPossibly a Property Investor

Mortgage

Document Number55465
DateDec 19, 2018
Book Page004885/000070
Instrument55465
Lender
NameTRADITIONAL BUILDERS LTD
Address1266 DUANESBURG RD, SCHENECTADY, NY 12306-5805
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,280.00$390,500 (-) Land $26,000 Building $364,500$600,800 (+16.93%) Land $40,002 Building $560,798
2023$390,500 Land $26,000 Building $364,500$513,800 Land $34,209 Building $479,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Hudson Valley Wireless
Fixed Wireless		200 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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