406 Steeple Way, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 406 Steeple Way, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,398 sqft · built 2021
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$2,888,000 (Dec 2018)
Tax Bill	$12,663 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 70.-3-48`

Property Details

APN / Parcel Number

Primary APN	`422800 70.-3-48`
Alternative APN	`280007000000030480000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 STEEPLE WAY
City	SCHENECTADY
State	NY
Zip	12306-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Block	3
Legal Lot Number	48.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1028
Census Tract	33002

Owner

406 Steeple Way is owned and occupied by an individual who bought it in December 2018.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	406 STEEPLE WAY, SCHENECTADY, NY 12306-2556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CATSKILL HUDSON BANK
Dec 19, 2018	Trustee's Deed, Construction Loan TRADITIONAL BUILDERS LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Deed Document Number	201855464
Deed Book / Page	2002 / 225
Prior Transfer Date	Aug 16, 2010
Prior Transfer Doc	0000036551
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 14, 2022
Property Address	406 STEEPLE WAY, SCHENECTADY, NY 12306-2556
Document Number	0000007966
Book / Page	2078 / 744
Map Reference	CAB M MAP 104-107
Instrument Date	Feb 3, 2022
Instrument	202207966
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,604.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2144 DOUBLEDAY AVE, BALLSTON SPA, NY 12020-2435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 STONEGATE DRIVE, ALBANY, NY 12244-0001

Mortgage

Document Number	0000007967
Date	Feb 14, 2022
Instrument	202207967

Lender

Name	CATSKILL HUDSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 19, 2018
Property Address	406 STEEPLE WAY, SCHENECTADY, NY 12306-2556
Document Number	0000055464
Book / Page	002002 / 000225
Instrument Date	Oct 26, 2018
Instrument	55464
Transaction Type	Construction Loan
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,552.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2144 DOUBLEDAY AVE BALLSTON SPA NY 120202435, BALLSTON SPA, NY 12020-2435
Investor	Possibly a Property Investor

Mortgage

Document Number	55465
Date	Dec 19, 2018
Book Page	004885/000070
Instrument	55465

Lender

Name	TRADITIONAL BUILDERS LTD
Address	1266 DUANESBURG RD, SCHENECTADY, NY 12306-5805

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 406 Steeple Way was $12,663, up 4.1% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,663.00 (+4.05%)
2025	$12,170.00	$340,800 Land $19,000 Building $321,800	$524,308 Land $29,231 Building $495,077
2023		$332,800 Land $19,000 Building $313,800	$437,900 Land $25,000 Building $412,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 406 Steeple Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Steeple Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Steeple Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures