409 State St, Bowerston, OH 44695 Property Records

Harrison County property record for 409 State St, Bowerston, OH 44695

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,876 sqft · built 2000
Owner	Individual Name on Record
Last Sale	$103,000 (Nov 2019)
Tax Bill	$1,477 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-0000090.000`

Property Details

APN / Parcel Number

Primary APN	`16-0000090.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,876 sqft Living Area

Exterior

Year Built	Built 2000
Construction Type	Frame
Roof Material	Shingle
Terrain	Rolling
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	409 STATE ST
City	BOWERSTON
State	OH
Zip	44695-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 LYONS 409 STATE ST VOL 268/3800
Legal Lot Number	18
Jurisdiction	HARRISON OH
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4007
Census Tract	975700

Owner

Source: Harrison County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	409 STATE ST, BOWERSTON, OH 44695-9503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Survivorship Deed, Transfer · Commercial Mortgage PARK INVESTMENT GROUP LLC
Mar 3, 2017	Warranty Deed, Transfer ALPHA LAND TITLE AGENCY, ALPHA LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Mar 3, 2017 · Amount on Record
Deed Document Number	00268/3800
Deed Book / Page	268 / 3800
Record Updated	Jun 8, 2026

November 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARRISON OH
Recording Date	Nov 8, 2019
Property Address	409 STATE ST, BOWERSTON, OH 44695-9503
Document Number	00268/3800
Book / Page	268 / 3800
Instrument Date	Nov 4, 2019
Instrument	201900003431
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2833 SMITH AVE # 305, 305, BALTIMORE, MD 21209-1426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	409 STATE ST, BOWERSTON, OH 44695-9503
Investor	Possibly a Property Investor

Mortgage

Document Number	201900003432
Date	Nov 8, 2019
Instrument	201900003432

Lender

Name	PARK INVESTMENT GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Mar 3, 2017
Property Address	409 STATE ST, BOWERSTON, OH 44695-9503
Document Number	00246/0068
Book / Page	246 / 0068
Instrument Date	Feb 27, 2017
Instrument	201700000697
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	ALPHA LAND TITLE AGENCY, ALPHA LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 THISTLEWOOD RD, BALTIMORE, MD 21209-3777

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	Monroe Township
Municipality	Bowerston Village
Unified School District	Conotton Valley Union Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,477.00 (+0.07%) Additional exemption filed	$34,420 (-) Land $2,800 Building $31,620
2024	$1,476.00 (+1.58%) Additional exemption filed	$34,420 (-) Land $2,800 Building $31,620
2023	$1,453.00 (+78.06%) Additional exemption filed	$34,420 (+87.57%) Land $2,800 Building $31,620	$98,340 (+87.56%) Land $8,000 Building $90,340
2022	$816.00 Additional exemption filed	$18,350 Land $2,240 Building $16,110
2020			$52,430 Land $6,400 Building $46,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	23 (1979–2005)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWERSTON VILLAGE PWS serves 483 people · EPA ID OH3400112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Smart Way Communications Fixed Wireless	250 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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