Harrison County property record for 403 State St, Bowerston, OH 44695
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 384 sqft · built 2002 |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Oct 2025) |
| Tax Bill | $434 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-0000179.000 |
| Primary APN | 16-0000179.000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 384 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Construction Type | Frame |
| Roof Material | Shingle |
| Terrain | Rolling |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating Fuel | Electric |
|---|
| Street Address | 403 STATE ST |
|---|---|
| City | BOWERSTON |
| State | OH |
| Zip | 44695-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 LYONS 403 STATE ST VOL 294/2247 |
| Legal Lot Number | 15 |
| Jurisdiction | HARRISON OH |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 975700 |
Source: Harrison County records, as of February 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 STATE ST, BOWERSTON, OH 44695-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2025 | Warranty Deed, Transfer OHIO REAL TITLE |
| Apr 15, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2025 · Amount on Record |
| Deed Sale | Oct 8, 2025 · Amount on Record |
| Prior Sale | Aug 5, 2014 · Amount on Record |
| Deed Document Number | 00294/2247 |
| Deed Book / Page | 294 / 2247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON OH |
| Recording Date | Oct 8, 2025 |
| Property Address | 403 STATE ST, BOWERSTON, OH 44695-9503 |
| Document Number | 00294/2247 |
| Book / Page | 294 / 2247 |
| Instrument Date | Oct 6, 2025 |
| Instrument | 202500003467 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 STATE ST, BOWERSTON, OH 44695-9503 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON OH |
| Property Address | 403 STATE ST, BOWERSTON, OH 44695-9503 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 403 STATE ST, BOWERSTON, OH 44695-9503 |
| Document Number | 00287/2645 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | 287/2645 |
| Instrument | 202400001311 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 3, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harrison County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Harrison County |
| County Subdivision | Monroe Township |
| Municipality | Bowerston Village |
| Unified School District | Conotton Valley Union Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $434.00 (+0.23%) Additional exemption filed | $10,080 (-) Land $2,820 Building $7,260 | |
| 2024 | $433.00 (+1.41%) Additional exemption filed | $10,080 (-) Land $2,820 Building $7,260 | |
| 2023 | $427.00 (+39.09%) Additional exemption filed | $10,080 (+47.58%) Land $2,820 Building $7,260 | $28,800 (+47.62%) Land $8,060 Building $20,740 |
| 2022 | $307.00 Homeowner's exemption Additional exemption filed | $6,830 Land $1,800 Building $5,030 | |
| 2020 | $19,510 Land $5,140 Building $14,370 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 23 (1979–2005) |
| Claims Outside the SFHA | 2 of 23 |
| Most Recent Claim | Jan 2005 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOWERSTON VILLAGE PWS serves 483 people · EPA ID OH3400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Smart Way Communications Fixed Wireless | 250 / 50 |
5G (outdoors only) and 4G LTE
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