403 State St, Bowerston, OH 44695 Property Records

Harrison County property record for 403 State St, Bowerston, OH 44695

Property Summary

Property TypeSingle Family Home
Details2 ba · 384 sqft · built 2002
OwnerIndividual Name on Record
Last Sale$65,000 (Oct 2025)
Tax Bill$434 (2025)
Deeds & MortgagesOct 2025 Sale
Apr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN16-0000179.000

Property Details

APN / Parcel Number

Primary APN16-0000179.000

Interior

Full Baths2 Baths
Stories1 Story
Building Area384 sqft Living Area

Exterior

Year BuiltBuilt 2002
Construction TypeFrame
Roof MaterialShingle
TerrainRolling
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Street Address403 STATE ST
CityBOWERSTON
StateOH
Zip44695-9503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 LYONS 403 STATE ST VOL 294/2247
Legal Lot Number15
JurisdictionHARRISON OH
Township / Civil DivisionMONROE
Census Block Group4
Census Block4007
Census Tract975700

Owner

Source: Harrison County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 STATE ST, BOWERSTON, OH 44695-9503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Warranty Deed, Transfer
OHIO REAL TITLE
Apr 15, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2025 · Amount on Record
Deed SaleOct 8, 2025 · Amount on Record
Prior SaleAug 5, 2014 · Amount on Record
Deed Document Number00294/2247
Deed Book / Page294 / 2247
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON OH
Recording DateOct 8, 2025
Property Address403 STATE ST, BOWERSTON, OH 44695-9503
Document Number00294/2247
Book / Page294 / 2247
Instrument DateOct 6, 2025
Instrument202500003467
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 STATE ST, BOWERSTON, OH 44695-9503

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON OH
Property Address403 STATE ST, BOWERSTON, OH 44695-9503
Transaction TypeMortgage
Record UpdatedMay 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 STATE ST, BOWERSTON, OH 44695-9503

Mortgage

Document Number00287/2645
DateApr 15, 2024
Book Page287/2645
Instrument202400001311
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueApr 3, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHarrison County
County SubdivisionMonroe Township
MunicipalityBowerston Village
Unified School DistrictConotton Valley Union Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$434.00 (+0.23%) Additional exemption filed$10,080 (-) Land $2,820 Building $7,260
2024$433.00 (+1.41%) Additional exemption filed$10,080 (-) Land $2,820 Building $7,260
2023$427.00 (+39.09%) Additional exemption filed$10,080 (+47.58%) Land $2,820 Building $7,260$28,800 (+47.62%) Land $8,060 Building $20,740
2022$307.00 Homeowner's exemption Additional exemption filed$6,830 Land $1,800 Building $5,030
2020$19,510 Land $5,140 Building $14,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims23 (1979–2005)
Claims Outside the SFHA2 of 23
Most Recent ClaimJan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOWERSTON VILLAGE PWS
serves 483 people · EPA ID OH3400112
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Smart Way Communications
Fixed Wireless
250 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State St

Nearby Streets

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