206 State St, Bowerston, OH 44695 Property Records

Harrison County property record for 206 State St, Bowerston, OH 44695

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,840 sqft · built 1997
Owner	2 Individual Names on File
Last Sale	$2,600 (May 1995)
Tax Bill	$1,376 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-0000190.000`

Property Details

APN / Parcel Number

Primary APN	`16-0000190.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,840 sqft Living Area
Flooring	Carpet

Exterior

Year Built	Built 1997
Construction Type	Frame
Roof Material	Shingle
Terrain	Rolling
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	206 STATE ST
City	BOWERSTON
State	OH
Zip	44695-9797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT OF LOT 14 206 STATE STREET 37/445
Legal Lot Number	14
Jurisdiction	HARRISON OH
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4005
Census Tract	975700

Owner

206 State St is owned and occupied by two individuals who bought it in May 1995.

Source: Harrison County records, as of February 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 STATE ST, BOWERSTON, OH 44695-9797
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 1995 · Amount on File
Deed Sale	May 25, 1995 · Amount on File
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	206 STATE ST, BOWERSTON, OH 44695-9797
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	274/490
Date	Mar 25, 2021
Book Page	274/490
Instrument	202100000838

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Oct 1, 2046

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	206 STATE ST, BOWERSTON, OH 44695-9797
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	271/4137
Date	Oct 7, 2020
Book Page	271/4137
Instrument	202000002747

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 206 State St was $1,376 with exemptions applied, down 1% from the year before.

Source: Harrison County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	Monroe Township
Municipality	Bowerston Village
Unified School District	Conotton Valley Union Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,376.00 (-1.01%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$42,930 (-) Land $4,670 Building $38,260
2024	$1,390.00 (-4.2%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$42,930 (-3.16%) Land $4,670 Building $38,260
2023	$1,451.00 (+29.79%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$44,330 (+28.38%) Land $6,070 Building $38,260	$122,650 Land $13,340 Building $109,310
2022	$1,118.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$34,530 Land $4,530 Building $30,000
2020			$98,650 Land $12,940 Building $85,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	23 (1979–2005)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWERSTON VILLAGE PWS serves 483 people · EPA ID OH3400112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Smart Way Communications Fixed Wireless	250 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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