409 Silver Spur Trl, Mc Gregor, TX 76657 Property Records

McLennan County property record for 409 Silver Spur Trl, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,220 sqft · built 2011
Lot Size	0.23 acres (9,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,800 (Aug 2012)
Tax Bill	$5,688 (2018)
Deeds & Mortgages	Nov 2025 Line of Credit May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36-336207-001305-0`

Property Details

APN / Parcel Number

Primary APN	`36-336207-001305-0`
Alternative APN	`360307`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,220 sqft Living Area
Gross Area	2,733 sqft
1st Floor Area	2,220 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	9,997 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	513 sqft
Driveway	Concrete Driveway
Driveway Area	1,060 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	382 sqft
Patio Area	199 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 SILVER SPUR TRL
City	MCGREGOR
State	TX
Zip	76657-4168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNWEST VILLAGE PT 7 LOT 5 BLOCK 13 ACRES .2295
Legal Subdivision	SUNWEST VILLAGE PT 7
Legal Block	13
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	2
Census Block	2021
Census Tract	3901

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 SILVER SPUR TRL, MCGREGOR, TX 76657-4168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
May 18, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2012 · Amount on Record
Deed Sale	Aug 30, 2012 · Amount on Record
Deed Document Number	201227191
Prior Transfer Date	Aug 28, 2012
Prior Transfer Doc	0000027191
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	409 SILVER SPUR TRL, MCGREGOR, TX 76657-4168
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SILVER SPUR TRL, MCGREGOR, TX 76657-4168

Mortgage

Document Number	0000035928
Date	Nov 20, 2025
Instrument	2025035928

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	409 SILVER SPUR TRL, MC GREGOR, TX 76657-4168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016463
Date	May 18, 2018
Instrument	2018016463

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 9, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,823 (-2.27%) Land $53,984 Building $377,839	$431,823 (-2.27%) Land $53,984 Building $377,839
2025		$441,850 (-4.58%) Land $49,090 Building $392,760	$441,850 (-4.58%) Land $49,090 Building $392,760
2023		$463,080 Land $49,090 Building $413,990	$463,080 Land $49,090 Building $413,990
2018	$5,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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