McLennan County property record for 405 Silver Spur Trl, Mc Gregor, TX 76657
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,393 sqft · built 2014 |
| Lot Size | 0.238 acres (10,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,500 (Feb 2016) |
| Tax Bill | $6,790 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-336207-001303-0 |
| Primary APN | 36-336207-001303-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,393 sqft Living Area |
| Gross Area | 2,901 sqft |
| 1st Floor Area | 2,105 sqft |
| 2nd Floor Area | 288 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 10,363 sqft (0.238 acres) |
| Lot Dimensions | 131 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 508 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 291 sqft |
| Patio Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 405 SILVER SPUR TRL |
|---|---|
| City | MCGREGOR |
| State | TX |
| Zip | 76657-4168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNWEST VILLAGE PT 7 LOT 3 BLOCK 13 ACRES .2379 |
| Legal Subdivision | SUNWEST VILLAGE PT 7 |
| Legal Block | 13 |
| Legal Lot Number | 3 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MCGREGOR |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 3901 |
405 Silver Spur Trl is owned and occupied by two individuals who bought it in February 2016.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 SILVER SPUR TRL, MCGREGOR, TX 76657-4168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2016 · Amount on File |
| Deed Sale | Feb 26, 2016 · Amount on File |
| Deed Document Number | 20165977 |
| Prior Transfer Date | Feb 25, 2016 |
| Prior Transfer Doc | 0000005977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 405 SILVER SPUR TRL, MC GREGOR, TX 76657-4168 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000015275 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021015275 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Index | Other |
The 2025 property tax bill for 405 Silver Spur Trl was $6,790 with a homeowner's exemption, down 17.7% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,000 (-11.09%) Land $54,716 Building $314,284 | $369,000 (-11.09%) Land $54,716 Building $314,284 | |
| 2025 | $6,790.00 (-17.74%) Homeowner's exemption | $415,045 Land $49,850 Building $365,195 | $415,045 Land $49,850 Building $365,195 |
| 2024 | $8,254.00 | ||
| 2023 | $481,940 Land $49,850 Building $432,090 | $481,940 Land $49,850 Building $432,090 | |
| 2022 | $7,345.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Silver Spur Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Silver Spur Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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