413 Silver Spur Trl, Mc Gregor, TX 76657 Property Records

McLennan County property record for 413 Silver Spur Trl, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,067 sqft · built 2012
Lot Size	0.23 acres (9,997 sqft)
Owner	2 Individual Names on File
Last Sale	$421,890 (Feb 2022)
Tax Bill	$10,150 (2022)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-336207-001307-0`

Property Details

APN / Parcel Number

Primary APN	`36-336207-001307-0`
Alternative APN	`360309`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,067 sqft Living Area
Gross Area	2,513 sqft
1st Floor Area	2,067 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	9,997 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	446 sqft
Driveway	Concrete Driveway
Driveway Area	1,200 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	177 sqft
Patio Area	310 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	413 SILVER SPUR TRL
City	MCGREGOR
State	TX
Zip	76657-4168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNWEST VILLAGE PT 7 LOT 7 BLOCK 13 ACRES .2295
Legal Subdivision	SUNWEST VILLAGE PT 7
Legal Block	13
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	2
Census Block	2021
Census Tract	3901

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 SILVER SPUR TRL, MCGREGOR, TX 76657-4168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Vendor's Lien, Transfer · VA Mortgage FIRST NATIONAL BANK TEXAS
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Aug 17, 2018	Vendor's Lien, Transfer GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	Aug 17, 2018 · Amount on File
Deed Document Number	20224411
Prior Transfer Date	Aug 16, 2018
Prior Transfer Doc	0000029280
Record Updated	Oct 29, 2026

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 1, 2022
Property Address	413 SILVER SPUR TRL, MC GREGOR, TX 76657-4168
Document Number	0000004411
Map Reference	FILE 2011011505
Instrument Date	Jan 31, 2022
Instrument	2022004411
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 SILVER SPUR TRL, MC GREGOR, TX 76657-4168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SILVER SPUR TRL, MC GREGOR, TX 76657-4168

Mortgage

Document Number	0000004412
Date	Feb 1, 2022
Instrument	2022004412

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	413 SILVER SPUR TRL, MC GREGOR, TX 76657-4168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038186
Date	Oct 26, 2020
Instrument	2020038186

Lender

Name	RIVER CITY MORTGAGE LLC
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 17, 2018
Property Address	413 SILVER SPUR TRL, MC GREGOR, TX 76657-4168
Document Number	0000029280
Map Reference	FILE2011011505
Instrument Date	Aug 16, 2018
Instrument	2018029280
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 SILVER SPUR TRL, 413, MC GREGOR, TX 76657-4168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 RIDGEVIEW DR, HEWITT, TX 76643-4056

Mortgage

Document Number	0000029281
Date	Aug 17, 2018
Instrument	2018029281

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,659 (-1.62%) Land $53,984 Building $390,675	$444,659 (-1.62%) Land $53,984 Building $390,675
2025		$451,970 (-4.53%) Land $49,090 Building $402,880	$451,970 (-4.53%) Land $49,090 Building $402,880
2023		$473,410 Land $49,090 Building $424,320	$473,410 Land $49,090 Building $424,320
2022	$10,150.00 (+47.34%)
2018	$6,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Silver Spur Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures