409 Shore Dr E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 409 Shore Dr E, Oldsmar, FL 34677 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1994
Square Footage	950 sqft Living Area
Lot Size	11,003 sqft (0.253 acres)
Garage	Attached, 299 sqft
Occupancy	Owner Occupied
Last Sale	$219,900 (2019)
Tax Bill	$2,653.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-8408-6`
Alternative APNs	`25-28-16-18432-002-0100` `281625184320020100` `162825184320020100` `R268314`

Interior

Full Baths	1 Baths
Building Area	950 sqft Living Area
Gross Area	1,735 sqft Gross Area
1st Floor	950 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Composition Interior Structure

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1994
Architectural Style	Custom Design Style
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	11,003 sqft (0.253 acres)
Depth X Width	150 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	299 sqft Garage
Porch Area	408 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	R268314
Street Address	409 SHORE DR E
City	OLDSMAR
State	FL
Zip	34677-3918
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB ADD TO OLDSMAR REVISED BLK 2, PART OF LOT 10 DESC FROM NW COR OF LOT 7 TH S12D2339W 112.36FT TH CUR LT RAD 3656.46FT ARC 207.64FT CB S10D4603W 207.60FT FOR POB TH S80D5134E 150FT TH CUR LT RAD 3506.46FT ARC 71.93FT CB S08D3310.5W 71.93FT
Legal Range	16E
Legal Township	28S
Legal Section	25
Legal Subdivision	COUNTRY CLUB ADD
Legal Tract	18432
Legal Block	2
Legal Lot Number	10,7
Jurisdiction	PINELLAS FL
Minor Civil Division	TARPON SPRINGS
Census Blockgroup	2
Census Block	2016
Census Tract	27320

Owner

Source: Pinellas County records · APN C62-000-760-8408-6

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 SHORE DR E, OLDSMAR, FL 34677-3918
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Jun 17, 2019	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Sep 29, 2014 · Amount on Record
Deed Doc Number	2019190509
Deed Book / Page	20579 / 509
Record Refreshed	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	409 SHORE DR E, OLDSMAR, FL 34677-3918
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SHORE DR E, OLDSMAR, FL 34677-3918

Mortgage

Document Number	0233040518
Date	Sep 23, 2025
Book Page	23304/518
Instrument	2025272608

Lender

Name	VALON MORTGAGE INC
Type	Mortgage Company
Address	PHOENIX, AZ 85044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 29, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	409 SHORE DR E, OLDSMAR, FL 34677-3918
Transaction Type	Mortgage
Record Updated	Aug 01, 2022
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SHORE DR E, OLDSMAR, FL 34677-3918

Mortgage

Document Number	0216830030
Date	Aug 23, 2021
Book Page	21683/30
Instrument	2021276680

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 17, 2019
Property Address	409 SHORE DR E, OLDSMAR, FL 34677-3918
Document Number	0205790509
Book / Page	020579 / 000509
Instrument Date	Jun 13, 2019
Instrument	190509
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,539.30
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SHORE DR E OLDSMAR FL 346773918, OLDSMAR, FL 34677-3918

Mortgage

Document Number	205790516
Date	Jun 17, 2019
Book Page	020579/000516
Instrument	190512

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,966.00 (-25.9%) Homeowner's exemption Veteran's exemption	$158,751 (-18.88%)	$214,217 (-32.2%) Land $155,566 Building $58,651
2024	$2,653.00 (+1.96%)
2023	$2,602.00 (+3.29%) Homeowner's exemption Veteran's exemption	$195,702 (+3%)	$315,959 (+29.08%) Land $203,156 Building $112,803
2022	$2,519.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$190,002	$244,784 Land $163,077 Building $81,707

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

409 Shore Dr E, Oldsmar, FL 34677 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Shore Dr E

Nearby Streets

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