405 Shore Dr E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 405 Shore Dr E, Oldsmar, FL 34677 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,864 sqft · built 1959
Lot Size	0.171 acres (7,444 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (May 2025)
Tax Bill	$4,229 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-760-8406-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-8406-0`
Alternative APNs	`25-28-16-18432-002-0090` `281625184320020090` `162825184320020090` `R268312`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,864 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,264 sqft
Upper Floors Area	600 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1967
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,444 sqft (0.171 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	144 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	224 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R268312
Street Address	405 SHORE DR E
City	OLDSMAR
State	FL
Zip	34677-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB ADD TO OLDSMAR REVISED BLK 2, PART OF LOTS 8 & 9 DESC FROM NW COR OF LOT 7 TH S12D2339W 112.36FT TH CUR LT RAD 3656.46FT ARC 52.64FT DELTA 00D4929 FOR POB TH S78D2550E 100 FT TH CUR LT 3556.46FT ARC 72.95FT CB S10D5854W 72.95FT TH N79D36
Legal Range	16E
Legal Township	28S
Legal Section	25
Legal Subdivision	COUNTRY CLUB ADD
Legal Tract	18432
Legal Block	2
Legal Lot Number	8,9,7
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2016
Census Tract	27320

Owner

Source: Pinellas County records · APN C62-000-760-8406-0

Assessment roll updated December 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1121 N ARCH ST, ALLENTOWN, PA 18104-2863
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	Aug 21, 2023 · Amount on Record
Deed Document Number	2025138805
Deed Book / Page	23161 / 93
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 21, 2023
Property Address	405 SHORE DR E, OLDSMAR, FL 34677-3918
Document Number	0225412094
Book / Page	22541 / 2094
Instrument Date	Aug 01, 2023
Instrument	2023217025
Transaction Type	Transfer
Record Updated	Sep 01, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,981.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 SHORE DR E, OLDSMAR, FL 34677-3918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7575 DR PHILLIPS BLVD STE 225, 225, ORLANDO, FL 32819-7225

Mortgage

Document Number	0225412097
Date	Aug 21, 2023
Book Page	22541/2097
Instrument	2023217026

Lender

Name	LOAN FUNDER LLC
Type	Mortgage Company
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 03, 2024

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,229.00 (-30.73%)	$241,440 (+117.18%) Land $130,990 Building $110,450	$241,440 (-26.2%) Land $130,990 Building $110,450
2024	$6,105.00 (+402.47%)
2023	$1,215.00 (+4.2%) Homeowner's exemption	$111,168 (+3%)	$327,150 (+71.95%) Land $166,702 Building $160,448
2022	$1,166.00 Homeowner's exemption	$107,930	$190,255 Land $134,018 Building $56,237

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030273202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 615 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	615 in force 552 of 615 on primary residences
Nearby Flood Claims	473 (1979–2024)
Claims Outside the SFHA	9 of 473
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Flood Events	Hurricane Helene (Oct 2024), 239 claims Hurricane Frances (Oct 2004), 26 claims Hurricane Elena (Sep 1985), 107 claims

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.