404 Shore Dr E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 404 Shore Dr E, Oldsmar, FL 34677 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,215 sqft · built 1949
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Company Names on File
Last Sale	$60,000 (Mar 2017)
Tax Bill	$13,719 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-760-8400-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-8400-3`
Alternative APNs	`25-28-16-18432-001-0200` `281625184320010200` `R268306`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,215 sqft Living Area
Gross Area	3,786 sqft
1st Floor Area	2,215 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	200 ft deep x 107 ft wide
View / Lot	Bay Front
Garage Type	Detached
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	100 sqft
Patio Area	100 sqft
Loading Dock	540 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R268306
Street Address	404 SHORE DR E
City	OLDSMAR
State	FL
Zip	34677-3917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB ADD TO OLDSMAR REVISED BLK 1, LOT 20 & LAND TO BAY & S 7.21FT OF LOT 19 & LAND TO BAY (SEE N26-28-16)
Legal Range	16E
Legal Township	28S
Legal Section	25
Legal Subdivision	COUNTRY CLUB ADD
Legal Tract	18432
Legal Block	1
Legal Lot Number	20,19
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2009
Census Tract	27320

Owner

Source: Pinellas County records · APN C62-000-760-8400-3

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	404 SHORE DR E, OLDSMAR, FL 34677-3917
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit FIRST HOME BANK
Jan 17, 2017	Quit Claim Deed, Transfer EVERBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2017 · Amount on Record
Deed Sale	Mar 13, 2017 · Amount on Record
Prior Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	201778405
Deed Book / Page	19551 / 702
Last Transfer Date	Apr 17, 2025
Transfer Doc	0231921202
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	404 SHORE DR E, OLDSMAR, FL 34677-3917
Transaction Type	Mortgage
Record Updated	Jun 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SHORE DR E, OLDSMAR, FL 34677-3917

Mortgage

Document Number	0215352616
Date	May 13, 2021
Book Page	21535/2616
Instrument	2021161181

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	404 SHORE DR E, OLDSMAR, FL 34677-3917
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202951443
Date	Oct 12, 2018
Book Page	20295/1443
Instrument	2018328245

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SAINT PETERSBURG, FL 33701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 17, 2017
Property Address	404 SHORE DR E, OLDSMAR, FL 34677-3917
Document Number	0194861061
Book / Page	019486 / 001061
Instrument Date	Dec 27, 2016
Instrument	17668
Transaction Type	Transfer
Record Updated	Feb 07, 2017
Title Company	MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$592.20
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SHORE DR E OLDSMAR FL 346773917, OLDSMAR, FL 34677-3917

Mortgage

Document Number	194861064
Date	Jan 17, 2017
Book Page	019486/001064
Instrument	17669

Lender

Name	EVERBANK
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,719.00 (+40.72%)	$783,192 (+31.98%) Land $589,933 Building $193,259	$783,192 (-19.78%) Land $589,933 Building $193,259
2024	$9,749.00 (+1.28%)
2023	$9,626.00 (+2.56%) Homeowner's exemption	$593,423 (+3%)	$976,256 (+16.16%) Land $630,599 Building $345,657
2022	$9,386.00 Homeowner's exemption	$576,139	$840,426 Land $595,547 Building $244,879

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030273202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 615 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	615 in force
Nearby Flood Claims	473 (1979–2024)
Claims Outside the SFHA	9 of 473
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Helene, Oct 2024 · 239 claims Hurricane Frances, Oct 2004 · 26 claims Hurricane Elena, Sep 1985 · 107 claims

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
WOW Internet, Cable & Phone	Cable	1,200 / 50
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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