409 Rivercliff Trl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 409 Rivercliff Trl, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,126 sqft Living Area
Lot Size6,969 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2018)
Tax Bill$6,552.00 (2025)

Property Details

APN / Parcel Number

Primary APN010012-1910

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area2,126 sqft Living Area
Gross Area2,700 sqft Gross Area
1st Floor2,126 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,969 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area414 sqft Garage
Porch Area160 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address409 RIVERCLIFF TRL
CitySAINT AUGUSTINE
StateFL
Zip32092-1245
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description86/87-91 SHEARWATER PHASE 1B EAST-4 LOT 191 OR4606/1015
Legal Range27E
Legal Township05S
Legal Section26
Legal SubdivisionSHEARWATER PHASE 1B EAST-4
Legal Phase1B
Legal Block1
Legal Lot Number191
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2000
Census Tract20907

Owner

Source: St. Johns County records · APN 010012-1910

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
CANOPY MORTGAGE LLC
Sep 09, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
TBI MTG
Sep 04, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
ROBERT LENGYEL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 04, 2018 · Amount on Record
Deed SaleSep 04, 2018 · Amount on Record
Deed Doc Number201863910
Deed Book / Page4606 / 1015
Record RefreshedJun 08, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address409 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047121201
DateApr 23, 2019
Book Page4712/1201
Instrument2019027402
Lender
NameCANOPY MORTGAGE LLC
TypeMortgage Company
AddressLINDON, UT 84042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

September 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateSep 09, 2020
Property Address409 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245
Document Number0050371110
Book / Page005037 / 001110
Instrument DateAug 27, 2020
Instrument76484
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 08, 2020
Title CompanyWESTMINSTER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,188.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address431 WINDLEY DR ST AUGUSTINE FL 320920076, ST AUGUSTINE, FL 32092-0076

Mortgage

Document Number50371112
DateSep 09, 2020
Book Page005037/001112
Instrument76485
Lender
NameTBI MTG
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 08, 2050

September 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateSep 04, 2018
Property Address409 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245
Document Number0046061015
Book / Page004606 / 001015
Instrument DateAug 24, 2018
Instrument63910
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 04, 2019
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address409 RIVERCLIFF TRL ST AUGUSTINE FL 320921245, ST AUGUSTINE, FL 32092-1245

Mortgage

Document Number46061019
DateSep 04, 2018
Book Page004606/001019
Instrument63911
Lender
NameROBERT LENGYEL
Address3261 ANZA ST, MELBOURNE, FL 32940-2805
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueSep 03, 2021
Interest
Rate9.25%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$318,847 (+2.7%)$418,813 (-4.36%) Land $120,000 Building $298,813
2025$6,552.00 (+7.09%) Homeowner's exemption$310,464 (+2.9%)$437,884 (-0.52%) Land $120,000 Building $317,884
2024$6,118.00 (+2.05%) Homeowner's exemption$301,714 (+3%)$440,178 (-0.76%) Land $105,500 Building $334,678
2023$5,995.00 (+6.35%) Homeowner's exemption$292,926 (+3%)$443,559 (+13.09%) Land $105,500 Building $338,059
2022$5,637.00 Homeowner's exemption$284,394$392,232 Land $95,200 Building $297,032

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 680 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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