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392 Rivercliff Trl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 392 Rivercliff Trl, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,866 sqft · built 2018
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Oct 2019)
Tax Bill$6,628 (2025)
Deeds & MortgagesApr 2023 Transfer
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN010012-1940

Property Details

APN / Parcel Number

Primary APN010012-1940

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,866 sqft Living Area
Gross Area2,447 sqft Gross Area
1st Floor Area1,866 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area411 sqft Garage
PorchFinished Screened Porch
Porch Area398 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address392 RIVERCLIFF TRL
CitySAINT AUGUSTINE
StateFL
Zip32092-1255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description82/44-47 SHEARWATER PHASE 1B EAST-2 LOT 194 OR4815/1071 & 5740/1565(Q/C)
Legal Range27E
Legal Township05S
Legal Section26
Legal SubdivisionSHEARWATER PHASE 1B EAST-2
Legal Phase1B
Legal Block1
Legal Lot Number194
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2000
Census Tract20907

Owner

Source: St. Johns County records · APN 010012-1940

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address392 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1255
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Intrafamily Transfer, Transfer
Feb 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
NP INC
Oct 18, 2019Warranty Deed, Transfer · Conventional Mortgage
JET HOMELOANS LLC
Apr 20, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 18, 2019 · Amount on Record
Deed SaleOct 18, 2019 · Amount on Record
Prior SaleApr 20, 2018 · Amount on Record
Deed Document Number201977749
Deed Book / Page4815 / 1071
Last Transfer DateApr 17, 2023
Transfer Doc0057401565
Record UpdatedJun 08, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateApr 17, 2023
Property Address392 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1255
Document Number0057401565
Book / Page5740 / 1565
Map ReferenceMB 82 PG 44
Instrument DateApr 17, 2023
Instrument2023028392
Transaction TypeTransfer
Record UpdatedApr 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address392 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1255

Transferred To (Grantee/Buyer)

NameVerified Name
Address392 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1255

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address392 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1255
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanySHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address392 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1255

Mortgage

Document Number0051661508
DateFeb 01, 2021
Book Page5166/1508
Instrument2021010975
Lender
NameNP INC
TypeNon-Lending Institution
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 01, 2041

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 18, 2019
Property Address392 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1255
Document Number0048151071
Book / Page4815 / 1071
Map ReferenceMB 82 PG 44
Instrument DateOct 17, 2019
Instrument2019077749
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyPARADISE TTL OF ST AUGUSTINE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPSC 473 BOX 8112 FPO 96349, 8112, XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address392 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1255

Mortgage

Document Number0048151073
DateOct 18, 2019
Instrument4815/1073
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

April 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateApr 20, 2018
Property Address392 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1255
Document Number0045340597
Book / Page004534 / 000597
Instrument DateApr 18, 2018
Instrument26656
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 28, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,206.40
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address392 RIVERCLIFF TRL ST AUGUSTINE FL 320921255, ST AUGUSTINE, FL 32092-1255

Mortgage

Document Number45340601
DateApr 20, 2018
Book Page004534/000601
Instrument26657
Lender
NameEAGLE HM MTG/CA
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 19, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$324,634 (+2.7%)$395,615 (-3.92%) Land $120,000 Building $275,615
2025$6,628.00 (+7.13%) Homeowner's exemption$316,099 (+2.9%)$411,735 (-0.21%) Land $120,000 Building $291,735
2024$6,187.00 (+2.05%) Homeowner's exemption$307,190 (+3%)$412,617 (-0.75%) Land $105,500 Building $307,117
2023$6,063.00 (+6.31%) Homeowner's exemption$298,243 (+3%)$415,719 (+13.07%) Land $105,500 Building $310,219
2022$5,703.00 Homeowner's exemption$289,556$367,661 Land $95,200 Building $272,461

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 980 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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