St. Johns County property record for 401 Rivercliff Trl, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,664 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $370,000 (2019) |
| Tax Bill | $7,701.00 (2025) |
| Primary APN | 010012-1900 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 2,664 sqft Living Area |
| Gross Area | 3,334 sqft Gross Area |
| 1st Floor | 2,280 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Porch Area | 208 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 401 RIVERCLIFF TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1245 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 86/87-91 SHEARWATER PHASE 1B EAST-4 LOT 190 OR4682/1269 & 5324/474(D/M) &5386/1622(Q/C) |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Subdivision | SHEARWATER PHASE 1B EAST-4 |
| Legal Phase | 1B |
| Legal Block | 1 |
| Legal Lot Number | 190 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 010012-1900
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 05, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage VYSTAR CU |
| Dec 19, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Feb 20, 2019 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 20, 2019 · Amount on Record |
| Deed Sale | Feb 20, 2019 · Amount on Record |
| Deed Doc Number | 201911628 |
| Deed Book / Page | 4682 / 1269 |
| Last Transfer Date | Aug 07, 2021 |
| Transfer Doc | 0053861622 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 05, 2021 |
| Property Address | 401 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245 |
| Document Number | 0053861622 |
| Book / Page | 5386 / 1622 |
| Map Reference | MB 86 PG 87-91 |
| Instrument Date | Aug 07, 2021 |
| Instrument | 2021108790 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | VYSTAR TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 GLEASON RD, 11, FAIRFAX, VT 05454-9648 |
| Name | Verified Name |
|---|---|
| Address | 401 RIVERCLIFF TRL, ST AUGUSTINE, FL 32092-1245 |
| Document Number | 0053861624 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 5386/1624 |
| Instrument | 2021108792 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 401 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0048521465 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 4852/1465 |
| Instrument | 2019095378 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 20, 2019 |
| Property Address | 401 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245 |
| Document Number | 0046821269 |
| Book / Page | 4682 / 1269 |
| Map Reference | MB 86 PG 87 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 2019011628 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 401 RLVERLIFF TRAIL STREEY, SAINT AUGUSTINE, FL 32092 |
| Document Number | 2019011629 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 2019011629 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,429 (+2.7%) | $487,294 (-6.18%) Land $120,000 Building $367,294 | |
| 2025 | $7,701.00 (+7.6%) Homeowner's exemption | $395,744 (+5.99%) | $519,388 (-1.38%) Land $120,000 Building $399,388 |
| 2024 | $7,157.00 (+2%) | ||
| 2023 | $7,017.00 (+5.73%) Homeowner's exemption | $373,389 (+3%) | $526,674 (+13.2%) Land $105,500 Building $421,174 |
| 2022 | $6,637.00 Homeowner's exemption | $362,514 | $465,245 Land $95,200 Building $370,045 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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