Kenton County property record for 409 Ridgeview Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,228 sqft · built 1991 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $312,688 (Nov 2023) |
| Tax Bill | $2,392 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Nov 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-40-00-139.01 |
| Primary APN | 017-40-00-139.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,228 sqft Finished Area |
| Gross Area | 1,656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 231 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 409 RIDGEVIEW DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWN & GLASER PT LOT 24 .50 ACS OR 100X231.62' |
| Legal Subdivision | BROWN & GLASER LAND DIV |
| Legal Phase | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 63608 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COVE FCU |
| Nov 5, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COVE FCU |
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COVE FCU |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COVE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2023 · Amount on Record |
| Deed Sale | Nov 2, 2023 · Amount on Record |
| Prior Sale | Mar 31, 2010 · Amount on Record |
| Deed Document Number | 2023110211 |
| Deed Book / Page | 255 / 242 |
| Prior Transfer Date | May 20, 2009 |
| Prior Transfer Doc | 0005900098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 409 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900043 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | KCM 703/797 |
| Instrument | 25110505900043 |
| Name | COVE FCU |
|---|---|
| Type | Credit Union |
| Address | FT MITCHELL, KY 41017 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 409 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 409 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900043 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | KCM 703/797 |
| Instrument | 25110505900043 |
| Name | COVE FCU |
|---|---|
| Type | Credit Union |
| Address | FT MITCHELL, KY 41017 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 409 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900062 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 315/727 |
| Instrument | 21122005900062 |
| Name | COVE FCU |
|---|---|
| Type | Credit Union |
| Address | FT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 409 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Document Number | 0000000134 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 RIDGEVIEW DR ERLANGER KY 410182912, ERLANGER, KY 41018-2912 |
| Document Number | 0000000134 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 000060/000409 |
| Instrument | 134 |
| Name | COVE FCU |
|---|---|
| Address | EDGEWOOD, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 18, 2030 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,700 (-) Land $35,000 Building $170,700 | $205,700 (-) Land $35,000 Building $170,700 | |
| 2025 | $2,392.00 (+9.93%) | $205,700 (+19.25%) Land $35,000 Building $170,700 | $205,700 (+19.25%) Land $35,000 Building $170,700 |
| 2023 | $2,176.00 | $172,500 Land $25,000 Building $147,500 | $172,500 Land $25,000 Building $147,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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