Kenton County property record for 427 Ridgeview Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 936 sqft · built 1992 |
| Lot Size | 0.518 acres (22,564 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,000 (Dec 2023) |
| Tax Bill | $2,651 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Dec 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-40-00-135.01 |
| Primary APN | 017-40-00-135.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 936 sqft Finished Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 22,564 sqft (0.518 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 427 RIDGEVIEW DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWN & GLASER PT LOT 8 CONT 0.518 AC ON RIDGEVIEW |
| Legal Subdivision | BROWN & GLASER LAND DIV |
| Legal Phase | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 63608 |
427 Ridgeview Dr is owned and occupied by an individual who bought it in December 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage KEMBA CREDIT UNION INC |
| Dec 11, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jun 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Oct 29, 2020 | Quit Claim Deed, Transfer · FHA Mortgage MR COOPER |
| Mar 21, 2018 | Warranty Deed, Transfer · FHA Mortgage VICTORY CMNTY BK |
| Jun 19, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on File |
| Deed Sale | Dec 11, 2023 · Amount on File |
| Prior Sale | Oct 29, 2020 |
| Deed Document Number | 20233 |
| Deed Book / Page | 260 / 593 |
| Prior Transfer Date | Jun 15, 2020 |
| Prior Transfer Doc | 0005900122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 427 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 427 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Document Number | 0005900008 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | KCM 455/567 |
| Instrument | 23042105900008 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | May 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 11, 2023 |
| Property Address | 427 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Document Number | 0005900003 |
| Book / Page | KC 260 / 593 |
| Map Reference | MB 7 PG 25 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 23121105900003 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9979 COLDDERSTONE BLVD, INDEPENDENCE, KY 41051 |
| Document Number | 0005900004 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 23121105900004 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 427 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Document Number | 0000000292 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 427 RIDGEVIEW DR ERLANGER KY 410182912, ERLANGER, KY 41018-2912 |
| Document Number | 0000000292 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 00M155/000959 |
| Instrument | 292 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 18, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 427 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Document Number | 0000000123 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 427 RIDGEVIEW DR ERLANGER KY 410182912, ERLANGER, KY 41018-2912 |
| Document Number | 0000000123 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 00M117/000888 |
| Instrument | 123 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 29, 2020 |
| Property Address | 427 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Document Number | 0000000122 |
| Book / Page | 000052 / 000181 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 122 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2020 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 427 RIDGEVIEW DR ERLANGER KY 410182912, ERLANGER, KY 41018-2912 |
| Document Number | 123 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 00M117/000888 |
| Instrument | 123 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 21, 2018 |
| Property Address | 427 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Document Number | 0000000026 |
| Book / Page | ORI408 / 000330 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 26 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2018 |
| Title Company | HOMESTEAD TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 427 RIDGEVIEW DR ERLANGER KY 410182912, ERLANGER, KY 41018-2912 |
| Document Number | 28 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 0I4082/000334 |
| Instrument | 28 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 19, 2017 |
| Property Address | 427 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Document Number | 0000000006 |
| Book / Page | 0I3956 / 000313 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 6 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 28, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $63.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 230 MADISON AVE #8TH COVINGTON KY 410111539, 8TH, COVINGTON, KY 41011-1539 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 427 Ridgeview Dr was $2,651.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,000 (-) Land $35,000 Building $193,000 | $228,000 (-) Land $35,000 Building $193,000 | |
| 2025 | $2,651.00 | $228,000 Land $35,000 Building $193,000 | $228,000 Land $35,000 Building $193,000 |
| 2023 | $1,799.00 | $142,600 Land $25,000 Building $117,600 | $142,600 Land $25,000 Building $117,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Ridgeview Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 427 Ridgeview Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures