406 Ridgeview Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 406 Ridgeview Dr, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,839 sqft · built 1999
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Mar 2019)
Tax Bill$2,973 (2025)
Deeds & MortgagesAug 2021 Line of Credit
May 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN017-40-00-143.01

Property Details

APN / Parcel Number

Primary APN017-40-00-143.01

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,839 sqft Finished Area
Gross Area2,627 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area22,216 sqft (0.51 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address406 RIDGEVIEW DR
CityERLANGER
StateKY
Zip41018-2913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROWN & GLASER PT LOT 23 PARCEL A2 0.5100 AC NES RIDGEVIEW DR
Legal SubdivisionBROWN & GLASER LAND DIV
Legal Phase1
Legal Tract23
Legal Lot Number23
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group3
Census Block3005
Census Tract63608

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address406 RIDGEVIEW DR, ERLANGER, KY 41018-2913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 9, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
US BANK NA
Mar 27, 2019Warranty Deed, Transfer · Conventional with PMI
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2019 · Amount on Record
Deed SaleMar 27, 2019 · Amount on Record
Deed Document Number201903 27 059 00050
Deed Book / Page4242 / 139
Last Transfer DateNov 22, 2021
Transfer Doc0005900035
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address406 RIDGEVIEW DR, ERLANGER, KY 41018-2913
Transaction TypeMortgage
Record UpdatedJan 5, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 RIDGEVIEW DR, ERLANGER, KY 41018-2913

Mortgage

Document Number0005900055
DateAug 27, 2021
Book Page263/499
Instrument21082705900055
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 15, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateMay 9, 2022
Property Address406 RIDGEVIEW DR, ERLANGER, KY 41018-2913
Document Number0005900035
Book / Page164 / 196
Map ReferenceSL B172
Instrument DateNov 22, 2021
Instrument22050905900035
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address406 RIDGEVIEW DR, ERLANGER, KY 41018-2913

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address406 RIDGEVIEW DR, ERLANGER, KY 41018-2913

Mortgage

Document Number0005900036
DateMay 9, 2022
Book Page368/892
Instrument22050905900036
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueDec 1, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 27, 2019
Property Address406 RIDGEVIEW DR, ERLANGER, KY 41018-2913
Document Number0000000050
Book / Page0I4242 / 000139
Instrument DateMar 25, 2019
Instrument50
Transaction TypeTransfer
Record UpdatedApr 12, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address406 RIDGEVIEW DR ERLANGER KY 410182913, ERLANGER, KY 41018-2913

Mortgage

Document Number52
DateMar 27, 2019
Book Page0I4242/000142
Instrument52
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 26, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,700 (-) Land $35,000 Building $220,700$255,700 (-) Land $35,000 Building $220,700
2025$2,973.00 (+14.92%)$255,700 (+24.73%) Land $35,000 Building $220,700$255,700 (+24.73%) Land $35,000 Building $220,700
2023$2,587.00$205,000 Land $25,000 Building $180,000$205,000 Land $25,000 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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