409 Regal Downs Cir, Winter Garden, FL 34787 Property Records

Orange County property record for 409 Regal Downs Cir, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,072 sqft · built 2001
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Jun 2023)
Tax Bill$5,674 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-22-27-6800-00-930

Property Details

APN / Parcel Number

Primary APN23-22-27-6800-00-930
Alternative APNs
  • 272223680000930
  • 119614
  • 120398
  • 121779

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,072 sqft Living Area
Gross Area2,681 sqft
1st Floor Area1,120 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,500 sqft (0.126 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address409 REGAL DOWNS CIR
CityWINTER GARDEN
StateFL
Zip34787-4039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionREGAL POINTE PHASE 1 43/129 LOT 93
Legal Range27E
Legal Township22S
Legal Section23
Legal SubdivisionREGAL POINTE PH 1
Legal Phase1
Legal Tract6800
Legal Lot Number93
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group3
Census Block3053
Census Tract17402

Owner

409 Regal Downs Cir is owned and occupied by an individual who bought it in June 2023.

Source: Orange County records, as of April 30, 2026

Owner of RecordIndividual Name on File
Mailing Address409 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2023 · Amount on File
Deed SaleJun 29, 2023 · Amount on File
Prior SaleApr 9, 2012 · Amount on File
Deed Document Number2023367590
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 29, 2023
Property Address409 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039
Document Number0000367590
Map ReferenceMB 43 PG 129&130
Instrument DateJun 13, 2023
Instrument20230367590
Transaction TypeTransfer
Record UpdatedJul 19, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43 SIRIUS CRESCENT, SCARBOROUGH XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4039

Mortgage

Document Number0000367591
DateJun 29, 2023
Instrument20230367591
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 409 Regal Downs Cir was $5,674, down 5.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$384,060 (-1.22%) Land $100,000 Building $284,060$384,060 (-1.22%) Land $100,000 Building $284,060
2025$5,674.00 (-5.16%)$388,800 Land $100,000 Building $288,800$388,800 Land $100,000 Building $288,800
2024$5,983.00 (+19.88%)
2023$4,991.00 (+13.28%)$354,591 (+18.51%) Land $100,000 Building $254,591$354,591 (+18.51%) Land $100,000 Building $254,591
2022$4,406.00$299,220 Land $85,000 Building $214,220$299,220 Land $85,000 Building $214,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Regal Downs Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Regal Downs Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: CenturyLink, Verizon.

Nearby Properties on Regal Downs Cir

Nearby Streets

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