Orange County property record for 404 Regal Downs Cir, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,614 sqft · built 2000 |
| Lot Size | 0.152 acres (6,601 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $124,000 (Aug 2002) |
| Tax Bill | $1,389 (2025) |
| Deeds & Mortgages | Sep 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-22-27-6800-00-330 |
| Primary APN | 23-22-27-6800-00-330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 2,060 sqft |
| 1st Floor Area | 1,614 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,601 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 404 REGAL DOWNS CIR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-4030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | REGAL POINTE PHASE 1 43/129 LOT 33 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 23 |
| Legal Subdivision | REGAL POINTE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 6800 |
| Legal Lot Number | 33 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 17402 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2002 · Amount on Record |
| Deed Sale | Aug 12, 2002 · Amount on Record |
| Prior Sale | Mar 15, 2001 |
| Deed Book / Page | 6590 / 2001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 404 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4030 |
| Document Number | 0000515370 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 404 REGAL DOWNS CIR WINTER GARDEN FL 347874030, WINTER GARDEN, FL 34787-4030 |
| Document Number | 0000515370 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 515370 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Oct 1, 2037 |
| Rate | 3.62% |
|---|
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,235 (+2.7%) | $325,750 (-1.15%) Land $100,000 Building $225,750 | |
| 2025 | $1,389.00 (+5.71%) Homeowner's exemption | $125,837 (+5.99%) | $329,540 (+8.95%) Land $100,000 Building $229,540 |
| 2024 | $1,314.00 (+4.87%) | ||
| 2023 | $1,253.00 (+4.16%) Homeowner's exemption | $118,729 (+3%) | $302,458 (+18.41%) Land $100,000 Building $202,458 |
| 2022 | $1,203.00 Homeowner's exemption | $115,271 | $255,431 Land $85,000 Building $170,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: CenturyLink, Verizon.
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