New Castle County property record for 409 Rederick Ln, Middletown, DE 19709
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,427 sqft · built 2018 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,563 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jul 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-019.32-126 |
| Primary APN | 13-019.32-126 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,427 sqft Living Area |
| 1st Floor Area | 1,843 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 409 REDERICK LN |
|---|---|
| City | MIDDLETOWN |
| State | DE |
| Zip | 19709-9982 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Subdivision | PONDS OF ODESSA |
| Legal Lot Number | 145 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 16608 |
Source: New Castle County records · APN 13-019.32-126
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 REDERICK LN, MIDDLETOWN, DE 19709-9982 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 05, 2018 | Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 23, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Feb 15, 2018 | Grant Deed, Construction Loan · Line of Credit WILMINGTON SVG FUND SOCIETYFSB |
| Jul 11, 2017 | Loan Modification, Mortgage M&T BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 05, 2018 |
| Deed Sale | Jul 05, 2018 |
| Prior Sale | Mar 23, 2018 |
| Deed Document Number | 201833080 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 409 REDERICK LN, MIDDLETOWN, DE 19709-9982 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000091622 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 20191113-0091622 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jul 05, 2018 |
| Property Address | 409 REDERICK LN, MIDDLETOWN, DE 19709-9982 |
| Document Number | 0000033080 |
| Map Reference | DOC20110811-0049615 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 20180705-0033080 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 REDERICK LN, MIDDLETOWN, DE 19709-9982 |
| Document Number | 0000033081 |
|---|---|
| Date | Jul 05, 2018 |
| Instrument | 20180705-0033081 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Mar 23, 2018 |
| Property Address | 409 REDERICK LN, MIDDLETOWN, DE 19709-9982 |
| Document Number | 0000013433 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 13433 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 3246 WILMINGTON DE 198040346, WILMINGTON, DE 19804-0346 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Feb 15, 2018 |
| Property Address | 409 REDERICK LN, MIDDLETOWN, DE 19709-9982 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 7888 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000007888 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 7888 |
| Name | WILMINGTON SVG FUND SOCIETYFSB |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jul 11, 2017 |
| Property Address | 409 REDERICK LN, MIDDLETOWN, DE 19709-9982 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 34742 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 409 REDERICK LN |
| Document Number | 0000034742 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 34742 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,563.00 (+24.2%) | $689,200 (+471%) Land $98,900 Building $590,300 | |
| 2024 | $520,650 | ||
| 2023 | $4,479.00 | $120,700 Land $11,000 Building $109,700 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 64 (1979–2024) |
| Claims Outside the SFHA | 2 of 64 |
| Most Recent Claim | Feb 2024 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 87% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 181 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PONDS OF ODESSA (AWC) private · serves 216 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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