405 Rederick Ln, Middletown, DE 19709 Property Records

New Castle County property record for 405 Rederick Ln, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,698 sqft · built 2019
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$398,178 (Sep 2019)
Tax Bill	$325 (2025)
Deeds & Mortgages	May 2024 Line of Credit Sep 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-019.32-124`

Property Details

APN / Parcel Number

Primary APN	`13-019.32-124`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,698 sqft Living Area
1st Floor Area	1,450 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	405 REDERICK LN
City	MIDDLETOWN
State	DE
Zip	19709-9982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	PONDS OF ODESSA
Legal Lot Number	143
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2046
Census Tract	16608

Owner

405 Rederick Ln is owned and occupied by an individual who bought it in September 2019.

Source: New Castle County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	405 REDERICK LN, MIDDLETOWN, DE 19709-9982
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Sep 27, 2019	Deed, Subdivision Related Transfer · VA Mortgage PNC BANK NA
Apr 23, 2019	Grant Deed, Transfer ATTORNEY ONLY
Feb 15, 2018	Grant Deed, Construction Loan · Line of Credit WILMINGTON SVG FUND SOCIETYFSB
Jul 10, 2017	Loan Modification, Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on File
Deed Sale	Sep 27, 2019 · Amount on File
Deed Document Number	201977584
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	405 REDERICK LN, MIDDLETOWN, DE 19709-9982
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 REDERICK LN, MIDDLETOWN, DE 19709-9982

Mortgage

Document Number	0000030141
Date	May 13, 2024
Instrument	20240513-0030141

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	92217

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Sep 27, 2019
Property Address	405 REDERICK LN, MIDDLETOWN, DE 19709-9982
Document Number	0000077584
Map Reference	DOC 20110811-0049615
Instrument Date	Sep 20, 2019
Instrument	20190927-0077584
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 REDERICK LN, MIDDLETOWN, DE 19709-9982

Mortgage

Document Number	0000077588
Date	Sep 27, 2019
Instrument	20190927-0077588

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Apr 23, 2019
Property Address	405 REDERICK LN, MIDDLETOWN, DE 19709-9982
Document Number	0000029255
Instrument Date	Apr 18, 2019
Instrument	29255
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3246 WILMINGTON DE 198040346, WILMINGTON, DE 19804-0346

February 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Feb 15, 2018
Property Address	405 REDERICK LN, MIDDLETOWN, DE 19709-9982
Instrument Date	Feb 15, 2018
Instrument	7888
Transaction Type	Construction Loan
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000007888
Date	Feb 15, 2018
Instrument	7888

Lender

Name	WILMINGTON SVG FUND SOCIETYFSB
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Property Address	405 REDERICK LN, MIDDLETOWN, DE 19709-9982
Document Number	0000034742
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 REDERICK LN

Mortgage

Document Number	0000034742
Date	Jul 11, 2017
Instrument	34742

Lender

Name	M&T BK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 405 Rederick Ln was $325.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$325.00	$474,500 Land $98,900 Building $375,600
2024			$477,540
2023	$3,952.00	$106,500 Land $11,000 Building $95,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Rederick Ln in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	64 (1979–2024)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 13 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Rederick Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDS OF ODESSA (AWC) private · serves 216 people · EPA ID DE0020088
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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