413 Rederick Ln, Middletown, DE 19709 Property Records

New Castle County property record for 413 Rederick Ln, Middletown, DE 19709

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,109 sqft · built 2017
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$399,736 (Jan 2018)
Tax Bill$4,791 (2025)
Deeds & MortgagesApr 2024 Mortgage
Jul 2023 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN13-019.32-128

Property Details

APN / Parcel Number

Primary APN13-019.32-128

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,109 sqft Living Area
1st Floor Area1,643 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address413 REDERICK LN
CityMIDDLETOWN
StateDE
Zip19709-9982
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal SubdivisionPONDS OF ODESSA
Legal Lot Number147
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group2
Census Block2046
Census Tract16608

Owner

Source: New Castle County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2024Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Jul 17, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Feb 24, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Aug 24, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Nov 12, 2019Loan Modification, Mortgage · FHA Mortgage
US BK
Nov 12, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Aug 31, 2017Grant Deed, Transfer
ATTORNEY ONLY
Jul 11, 2017Loan Modification, Mortgage
M&T BK
Jan 23, 2018Deed, Subdivision Related Transfer · FHA Mortgage
PIKE CREEK MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2018 · Amount on Record
Deed SaleJan 23, 2018 · Amount on Record
Deed Document Number20183744
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982
Transaction TypeMortgage
Record UpdatedApr 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982

Mortgage

Document Number0000021534
DateApr 8, 2024
Instrument20240408-0021534
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueFeb 1, 2052

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982
Transaction TypeMortgage
Record UpdatedJul 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982

Mortgage

Document Number0000046620
DateJul 17, 2023
Instrument20230717-0046620
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueFeb 1, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982

Mortgage

Document Number0000022884
DateFeb 24, 2022
Instrument20220224-0022884
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982

Mortgage

Document Number0000099276
DateAug 24, 2021
Instrument20210824-0099276
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEW CASTLE DE
Property Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982
Document Number0000093901
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 REDERICK LN MIDDLETOWN DE 197099982, MIDDLETOWN, DE 19709-9982

Mortgage

Document Number0000093901
DateNov 20, 2019
Instrument93901
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2049
Interest
Rate4%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982
Document Number0000092850
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 REDERICK LN MIDDLETOWN DE 197099982, MIDDLETOWN, DE 19709-9982

Mortgage

Document Number0000092850
DateNov 18, 2019
Instrument92850
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 17, 2049

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEW CASTLE DE
Recording DateAug 31, 2017
Property Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982
Document Number0000045015
Instrument DateAug 31, 2017
Instrument45015
Transaction TypeTransfer
Record UpdatedMar 7, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,500.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 3246 WILMINGTON DE 198040346, WILMINGTON, DE 19804-0346

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEW CASTLE DE
Recording DateJul 11, 2017
Property Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982
Instrument DateJul 10, 2017
Instrument34742
Transaction TypeMortgage
Record UpdatedJul 18, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address413 REDERICK LN

Mortgage

Document Number0000034742
DateJul 11, 2017
Instrument34742
Lender
NameM&T BK
TypeBank
Agreement
AmountAmount Recorded

January 2018: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateJan 23, 2018
Property Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982
Document Number0000003744
Map ReferenceDOC 20110811-0049615
Instrument DateJan 12, 2017
Instrument20180123-0003744
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 REDERICK LN, MIDDLETOWN, DE 19709-9982

Mortgage

Document Number0000003745
DateJan 23, 2018
Instrument20180123-0003745
Lender
NamePIKE CREEK MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,791.00 (+7.59%)$593,600 (+394.67%) Land $98,900 Building $494,700
2024$548,460
2023$4,453.00$120,000 Land $11,000 Building $109,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims64 (1979–2024)
Claims Outside the SFHA2 of 64
Most Recent ClaimFeb 2024 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 13 claims
  • Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPONDS OF ODESSA (AWC)
private · serves 216 people · EPA ID DE0020088
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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