409 Pointe Dr, La Grange, NC 28551 Property Records

Wayne County property record for 409 Pointe Dr, La Grange, NC 28551

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,341 sqft · built 2003
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$39,000 (May 2017)
Tax Bill	$2,542 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`04B10075001056`

Property Details

APN / Parcel Number

Primary APN	`04B10075001056`
Alternative APNs	`3546069108` `674880`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,341 sqft Heated Area
Gross Area	3,138 sqft
1st Floor Area	1,684 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Architectural Style	A-Frame
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Area	597 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	674880
Street Address	409 POINTE DR
City	LA GRANGE
State	NC
Zip	28551-7755
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	OH
Legal Description	LT 56 WALNUT POINTE 2 OF4
Legal Subdivision	WALNUT POINTE
Legal Lot Number	56
Jurisdiction	WAYNE NC
Township / Civil Division	NEW HOPE
Census Block Group	4
Census Block	4014
Census Tract	401

Owner

Source: Wayne County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 POINTE DR, LA GRANGE, NC 28551-7755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 26, 2017	Warranty Deed, Transfer ACCOMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Prior Sale	Jul 16, 2009 · Amount on Record
Deed Book / Page	3301 / 859
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NC
Property Address	409 POINTE DR, LA GRANGE, NC 28551-7755
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003650/802
Date	Aug 9, 2021
Book Page	3650/802

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NC
Recording Date	May 26, 2017
Property Address	409 POINTE DR, LA GRANGE, NC 28551-7755
Document Number	003301/859
Book / Page	3301 / 859
Map Reference	PL CAB O SL 63-H
Instrument Date	May 25, 2017
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	ACCOMODATION

Transaction

Amount	Amount Recorded
Tax	$78.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3218 DUNBAR LN, FORT MILL, SC 29707-6939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 POINTE DR, LA GRANGE, NC 28551-7755

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wayne County
Unified School District	Wayne County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,830 (-) Land $45,000 Building $315,830	$360,830 (-) Land $45,000 Building $315,830
2025	$2,542.00 (+26.34%)	$360,830 (+47.18%) Land $45,000 Building $315,830	$360,830 (+47.18%) Land $45,000 Building $315,830
2024		$245,170 (-) Land $35,000 Building $210,170	$245,170 (-) Land $35,000 Building $210,170
2023	$2,012.00	$245,170 Land $35,000 Building $210,170	$245,170 Land $35,000 Building $210,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (2016–2018)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYNE WATER DISTRICTS serves 39,403 people · EPA ID NC0496065
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Benzo(a)pyrene resolved · Jan 2020
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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