504 Pointe Dr, La Grange, NC 28551 Property Records

Wayne County property record for 504 Pointe Dr, La Grange, NC 28551

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,707 sqft · built 2025
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (May 2026)
Tax Bill	$280 (2023)
Deeds & Mortgages	Sep 2025 Construction Loan May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04B10075001044`

Property Details

APN / Parcel Number

Primary APN	`04B10075001044`
Alternative APNs	`3546063067` `75344670` `738058` `766761`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,707 sqft Heated Area
Gross Area	3,643 sqft
1st Floor Area	1,926 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	75344670
Street Address	504 POINTE DR
City	LA GRANGE
State	NC
Zip	28551-7798
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	OH
Legal Description	LT 44 WALNUT POINTE 2 OF4
Legal Subdivision	WALNUT POINTE
Legal Lot Number	44
Jurisdiction	WAYNE NC
Township / Civil Division	NEW HOPE
Census Block Group	4
Census Block	4036
Census Tract	401

Owner

Source: Wayne County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 POINTE DR, LA GRANGE, NC 28551-7798
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Construction Mortgage KS BANK INC
May 1, 2026	Warranty Deed, Transfer · VA Mortgage LOWER LLC
Jul 11, 2025	Warranty Deed, Transfer
Apr 10, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Sep 4, 2025 · Amount on Record
Deed Book / Page	4080 / 75
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NC
Property Address	504 POINTE DR, LA GRANGE, NC 28551-7798
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5212 US HWY 70, APEX, NC 27502
Investor	Possibly a Property Investor

Mortgage

Document Number	004022/568
Date	Sep 24, 2025
Book Page	4022/568

Lender

Name	KS BANK INC
Type	Bank
Address	SMITHFIELD, NC 27577

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NC
Recording Date	May 1, 2026
Property Address	504 POINTE DR, LA GRANGE, NC 28551-7798
Document Number	4080000075
Book / Page	4080 / 75
Instrument Date	Apr 14, 2026
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100,798.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 POINTE DR, LA GRANGE, NC 28551-7798

Mortgage

Document Number	4080000077,
Date	May 1, 2026
Book Page	4080/77

Lender

Name	LOWER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NC
Recording Date	Jul 11, 2025
Property Address	504 POINTE DR, LA GRANGE, NC 28551-7798
Document Number	004002/197
Book / Page	4002 / 197
Map Reference	CAB J SL 293
Instrument Date	Jul 10, 2025
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Tax	$26.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	677 S BESTON RD, LA GRANGE, NC 28551-7735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 S BESTON RD, LA GRANGE, NC 28551-7735

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NC
Recording Date	Apr 10, 2024
Property Address	504 POINTE DR, LA GRANGE, NC 28551-7798
Document Number	003889/381
Book / Page	3889 / 381
Map Reference	CAB J SL 293
Instrument Date	Apr 5, 2024
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3837 PINE BUSH RD, LA GRANGE, NC 28551-8251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 S BESTON RD, LA GRANGE, NC 28551-7735

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wayne County
Unified School District	Wayne County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,010 (+762.24%) Land $45,000 Building $343,010	$388,010 (+762.24%) Land $45,000 Building $343,010
2025		$45,000 (+28.57%) Land $45,000	$45,000 (+28.57%) Land $45,000
2024		$35,000 (-) Land $35,000	$35,000 (-) Land $35,000
2023	$280.00	$35,000 Land $35,000	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (2016–2018)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYNE WATER DISTRICTS serves 39,403 people · EPA ID NC0496065
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Benzo(a)pyrene resolved · Jan 2020
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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