405 Pointe Dr, La Grange, NC 28551 Property Records

Wayne County property record for 405 Pointe Dr, La Grange, NC 28551

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,455 sqft · built 2015
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Aug 2023)
Tax Bill	$2,733 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04B10075001058`

Property Details

APN / Parcel Number

Primary APN	`04B10075001058`
Alternative APNs	`3546161166` `752504` `765118`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,455 sqft Heated Area
Gross Area	3,451 sqft
1st Floor Area	1,429 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	110 sqft
Patio Area	144 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	765118
Street Address	405 POINTE DR
City	LA GRANGE
State	NC
Zip	28551-7755
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	OH
Legal Description	LT 58 WALNUT POINTE 2 OF4
Legal Subdivision	WALNUT POINTE
Legal Lot Number	58
Jurisdiction	WAYNE NC
Township / Civil Division	NEW HOPE
Census Block Group	4
Census Block	4014
Census Tract	401

Owner

Source: Wayne County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 POINTE DR, LA GRANGE, NC 28551-7755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 12, 2019	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Prior Sale	Sep 12, 2019 · Amount on Record
Deed Book / Page	3843 / 237
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NC
Recording Date	Aug 28, 2023
Property Address	405 POINTE DR, LA GRANGE, NC 28551-7755
Document Number	003843/237
Book / Page	3843 / 237
Map Reference	MB 3464 PG 590
Instrument Date	Aug 25, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1333 SHENANDOAH DR, COLORADO SPRINGS, CO 80910-1935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 POINTE DR, LA GRANGE, NC 28551-7755

Mortgage

Document Number	003843/239
Date	Aug 28, 2023
Book Page	3843/239

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.27%
Type Change Date	Sep 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.27%
Max Rate At Change	8.27%
Index	5-Year TN
Max Rate	12.2%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NC
Recording Date	Sep 12, 2019
Property Address	405 POINTE DR, LA GRANGE, NC 28551-7755
Document Number	003464/590
Book / Page	3464 / 590
Map Reference	CAB J SL 293
Instrument Date	Sep 11, 2019
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 POINTE DR, 405, LA GRANGE, NC 28551-7755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 POINTE DR, LA GRANGE, NC 28551-7755

Mortgage

Document Number	0003464592
Date	Sep 12, 2019
Instrument	3464/592

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wayne County
Unified School District	Wayne County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,430 (-) Land $45,000 Building $343,430	$388,430 (-) Land $45,000 Building $343,430
2025	$2,733.00 (+21.74%)	$388,430 (+41.69%) Land $45,000 Building $343,430	$388,430 (+41.69%) Land $45,000 Building $343,430
2024		$274,150 (-) Land $35,000 Building $239,150	$274,150 (-) Land $35,000 Building $239,150
2023	$2,245.00	$274,150 Land $35,000 Building $239,150	$274,150 Land $35,000 Building $239,150
2022	$2,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (2016–2018)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYNE WATER DISTRICTS serves 39,403 people · EPA ID NC0496065
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Benzo(a)pyrene resolved · Jan 2020
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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