409 Phillips Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 409 Phillips Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,062 sqft · built 1930
Lot Size	0.117 acres (5,086 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jul 2003)
Tax Bill	$2,207 (2026)
Deeds & Mortgages	Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-129386`

Property Details

APN / Parcel Number

Primary APN	`07-129386`
Alternative APNs	`7129386` `129386`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,062 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,086 sqft (0.117 acres)

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Shed	1 Shed
Shed Area	900 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	129386
Street Address	409 PHILLIPS AVE
City	CAMBRIDGE
State	MD
Zip	21613-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 3-5,086 SQ. FT. 409 PHILLIPS AVENUE CAMBRIDGE
Legal Subdivision	PEACH BLOSSOM DEVELOPMENT COMPANY
Legal Lot Number	3
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1016
Census Tract	970600

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 PHILLIPS AVE, CAMBRIDGE, MD 21613-2832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2003 · Amount on Record
Deed Sale	Jul 21, 2003 · Amount on Record
Prior Sale	Dec 22, 2000
Deed Document Number	200350
Deed Book / Page	534 / 96
Last Transfer Date	Jun 18, 2020
Transfer Doc	0015800315
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 23, 2020
Property Address	409 PHILLIPS AVE, CAMBRIDGE, MD 21613-2832
Document Number	0015800315
Book / Page	001580 / 000315
Instrument Date	Jun 18, 2020
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PHILLIPS AVE CAMBRIDGE MD 216132832, CAMBRIDGE, MD 21613-2832

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,207.00 (+4.3%) Homeowner's exemption	$121,300 (+2.28%)	$126,700 (+6.83%) Land $30,200 Building $96,500
2025	$2,116.00 (+12.25%) Homeowner's exemption	$118,600 (+13.82%) Land $30,200 Building $88,400	$118,600 (-) Land $30,200 Building $88,400
2023	$1,885.00 Homeowner's exemption	$104,200	$118,600 Land $30,200 Building $88,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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