Dorchester County property record for 405 Phillips Ave, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,326 sqft · built 1930 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,029 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-119429 |
| Primary APN | 07-119429 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,326 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,080 sqft (0.231 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 119429 |
|---|---|
| Street Address | 405 PHILLIPS AVE |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-2832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 1&2-10,080 SQ FT 405 PHILLIPS AVENUE CAMBRIDGE |
| Legal Lot Number | 1,2 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970600 |
405 Phillips Ave is owned by a company that acquired it in August 2008.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 405 PHILLIPS AVE, CAMBRIDGE, MD 21613-2832 |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2008 |
| Deed Sale | Aug 12, 2008 |
| Prior Sale | Oct 16, 1981 · Amount on File |
| Deed Document Number | 200880090 |
| Deed Book / Page | 879 / 470 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 405 Phillips Ave was $1,029, up 5% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,029.00 (+5%) | $129,000 (+2.3%) | $134,800 (+6.9%) Land $30,700 Building $104,100 |
| 2025 | $980.00 | $126,100 Land $30,700 Building $95,400 | $126,100 Land $30,700 Building $95,400 |
| 2023 | $763.00 | $110,700 | $126,100 Land $30,700 Building $95,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Phillips Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1979–2003) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Phillips Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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