Dorchester County property record for 404 Phillips Ave, Cambridge, MD 21613 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,196 sqft · built 1930 |
| Lot Size | 0.176 acres (7,668 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jun 2022) |
| Tax Bill | $3,745 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-142692 |
| Primary APN | 07-142692 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,668 sqft (0.176 acres) |
| Porch | Slab |
| Porch Area | 182 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 142692 |
|---|---|
| Street Address | 404 PHILLIPS AVE |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-2833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7,668 SQ. FT. 404 PHILLIPS AVENUE CAMBRIDGE |
| Legal Subdivision | PHILLIPS AVENUE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970600 |
Source: Dorchester County records · APN 07-142692
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 PHILLIPS AVE, CAMBRIDGE, MD 21613-2833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC |
| Jun 29, 2021 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JAMES SCHNEIDER |
| Oct 10, 2019 | Grant Deed, Transfer REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on Record |
| Deed Sale | Jun 27, 2022 · Amount on Record |
| Prior Sale | Jun 29, 2021 · Amount on Record |
| Deed Book / Page | 1750 / 442 |
| Prior Transfer Date | Jul 01, 1988 |
| Prior Transfer Doc | 0250000917 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Jun 27, 2022 |
| Property Address | 404 PHILLIPS AVE, CAMBRIDGE, MD 21613-2833 |
| Document Number | 0017500442 |
| Book / Page | 1750 / 442 |
| Map Reference | LB 1 FO 113 |
| Instrument Date | Jun 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2022 |
| Title Company | NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 404 PHILLIPS AVE, CAMBRIDGE, MD 21613-2833 |
| Document Number | 0001750449 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 1750-449 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Jun 29, 2021 |
| Property Address | 404 PHILLIPS AVE, CAMBRIDGE, MD 21613-2833 |
| Document Number | 0016620412 |
| Book / Page | 1662 / 412 |
| Instrument Date | May 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 404 PHILLIPS AVE, CAMBRIDGE, MD 21613-2833 |
| Document Number | 0001662418 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 1662/418 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 404 PHILLIPS AVE, CAMBRIDGE, MD 21613-2833 |
| Document Number | 0015970153 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3777 PEACE CLIFF RD TRAPPE MD 216731945, TRAPPE, MD 21673-1945 |
| Document Number | 0015970153 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 001597/000153 |
| Name | JAMES SCHNEIDER |
|---|---|
| Address | EDGEWATER, MD 21037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Oct 10, 2019 |
| Property Address | 404 PHILLIPS AVE, CAMBRIDGE, MD 21613-2833 |
| Document Number | 0015430006 |
| Book / Page | 001543 / 000006 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2019 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $12.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 9691 FAIRVIEW POINT LN EASTON MD 216015069, EASTON, MD 21601-5069 |
Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,167 (+3.39%) | $219,700 (+10.18%) Land $30,400 Building $189,300 | |
| 2025 | $3,745.00 (+109.22%) | $199,400 (+105.85%) Land $30,400 Building $169,000 | $199,400 (-) Land $30,400 Building $169,000 |
| 2023 | $1,790.00 | $96,867 | $199,400 Land $30,400 Building $169,000 |
Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1979–2003) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2003, tidal / storm surge, Hurricane Isabel |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 473 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Bay Country Communications, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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