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409 Palo de Rosa Loop, Laredo, TX 78043 Property Records

Webb County property record for 409 Palo de Rosa Loop, Laredo, TX 78043

Property Summary

Property TypeSingle Family Home
Details420 sqft · built 2024
Lot Size0.141 acres (6,140 sqft)
OwnerIndividual Name on File
Tax Bill$174 (2024)
Deeds & MortgagesApr 2021 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN943-38005-100

Property Details

APN / Parcel Number

Primary APN943-38005-100
Alternative APN
  • 560669

Interior

Stories1 Story
Building Area420 sqft Living Area
1st Floor Area420 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area6,140 sqft (0.141 acres)

Location & Zoning

Street Address409 PALO DE ROSA LOOP
CityLAREDO
StateTX
Zip78043-5242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPHOENIX VILLAGE, BLOCK 5, LOT 10, PHASE IV
Legal SubdivisionPHOENIX VILLAGE
Legal PhaseIV
Legal Block5
Legal Lot Number10
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group2
Census Block2012
Census Tract1826

Owner

Source: Webb County assessment roll, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 PALO DE ROSA LOOP, LAREDO, TX 78043-5242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Vendor's Lien, Transfer · Conventional Mortgage
TWIN PEAKS TWO LTD
Aug 21, 2017Vendor's Lien, Transfer
TWIN PEAKS TWO LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 14, 2021
Deed SaleApr 14, 2021
Prior SaleApr 14, 2021
Deed Document Number20211425269
Deed Book / Page5000 / 1
Prior Transfer DateDec 8, 2020
Prior Transfer Doc004999/817
Record UpdatedSep 20, 2026

April 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateApr 14, 2021
Property Address409 PALO DE ROSA LOOP, LAREDO, TX 78043-5242
Document Number004999/817
Book / Page4999 / 817
Map ReferenceVOL 34 PG 42&43
Instrument DateDec 8, 2020
Instrument1425251
Transaction TypeTransfer
Record UpdatedNov 4, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3702 S ZAPATA HWY # HWY101A, HWY101A, LAREDO, TX 78046-8912

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 PALO DE ROSA LOOP, LAREDO, TX 78043-5242

Mortgage

Document Number0001425252
DateApr 14, 2021
Instrument1425252
Lender
NameTWIN PEAKS TWO LTD
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term368 Months
DueDec 10, 2051

August 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateAug 21, 2017
Property Address409 PALO DE ROSA LOOP, LAREDO, TX 78043-5242
Document Number004288/617
Book / Page4288 / 617
Map ReferenceVOL 34 PG 42&43
Instrument DateJul 19, 2017
Instrument1305961
Transaction TypeTransfer
Record UpdatedNov 4, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7220 BOB BULLOCK LOOP # 104, 104, LAREDO, TX 78041-2058

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 PALO DE ROSA LOOP, LAREDO, TX 78043-5242

Mortgage

Document Number0001305962
DateAug 21, 2017
Instrument1305962
Lender
NameTWIN PEAKS TWO LTD
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term360 Months
DueAug 15, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$71,980 (+109.34%) Land $34,384 Building $37,596$71,980 (+109.34%) Land $34,384 Building $37,596
2024$174.00 (-25.32%)
2023$34,384 Land $34,384$34,384 Land $34,384
2022$233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 84% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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