412 Palo de Rosa Loop, Laredo, TX 78043 Property Records

Webb County property record for 412 Palo de Rosa Loop, Laredo, TX 78043

Property Summary

Property Type	Mobile Home
Details	952 sqft · built 1981
Lot Size	0.106 acres (4,620 sqft)
Owner	Individual on Record
Tax Bill	$177 (2024)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`943-38001-220`

Property Details

APN / Parcel Number

Primary APN	`943-38001-220`
Alternative APN	`560664`

Interior

Stories	2 Stories
Building Area	952 sqft
1st Floor Area	952 sqft

Exterior

Year Built	Built 1981
Lot Area	4,620 sqft (0.106 acres)

Location & Zoning

Account Number	560664
Street Address	412 PALO DE ROSA LOOP
City	LAREDO
State	TX
Zip	78043-5242
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PHOENIX VILLAGE, BLOCK 1, LOT 22, PHASE IV
Legal Subdivision	PHOENIX VILLAGE
Legal Phase	IV
Legal Block	1
Legal Lot Number	22
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2012
Census Tract	1826

Owner

Source: Webb County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	412 PALO DE ROSA LOOP, LAREDO, TX 78043-5242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018
Deed Sale	Aug 2, 2018
Deed Document Number	1335947
Deed Book / Page	4457 / 329
Record Updated	Jun 8, 2026

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 2, 2018
Property Address	412 PALO DE ROSA LOOP, LAREDO, TX 78043-5242
Document Number	004457/329
Book / Page	4457 / 329
Map Reference	VOL 34 PG 42&43
Instrument Date	Jun 8, 2018
Instrument	1335947
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7220 BOB BULLOCK LOOP # 104, 7220, LAREDO, TX 78041-2058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 PALO DE ROSA LOOP, LAREDO, TX 78043-5242

Mortgage

Document Number	0001335948
Date	Aug 2, 2018
Instrument	1335948

Lender

Name	TWIN PEAKS TWO LTD
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jun 10, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,367 (-) Land $28,367	$28,367 (-) Land $28,367
2024	$177.00 (-7.81%)
2023		$28,367 Land $28,367	$28,367 Land $28,367
2022	$192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20