405 Palo de Rosa Loop, Laredo, TX 78043 Property Records

Webb County property record for 405 Palo de Rosa Loop, Laredo, TX 78043

Property Summary

Property TypeResidential Vacant Land
Lot Size0.098 acres (4,260 sqft)
OwnerIndividual Name on File
Last Sale$37,927 (Apr 2021)
Tax Bill$136 (2024)
Deeds & MortgagesMar 2024 Sale
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN943-37002-250

Property Details

APN / Parcel Number

Primary APN943-37002-250
Alternative APN
  • 560118

Exterior

Lot Area4,260 sqft (0.098 acres)

Location & Zoning

Street Address405 PALO DE ROSA LOOP
CityLAREDO
StateTX
Zip78043-5242
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionPHOENIX VILLAGE, BLOCK 2, LOT 25, PHASE III
Legal SubdivisionPHOENIX VILLAGE
Legal PhaseIII
Legal Block2
Legal Lot Number25
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group2
Census Block2012
Census Tract1826

Owner

Source: Webb County records · APN 943-37002-250

Assessment roll updated October 20, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 PALO DE ROSA LOOP, LAREDO, TX 78043-5242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Deed, Transfer
Apr 14, 2021Vendor's Lien, Transfer · Conventional Mortgage
TWIN PEAKS TWO LTD
Apr 12, 2019Vendor's Lien, Transfer · Stand-Alone First Mortgage
TWIN PEAKS TWO LTD
Apr 14, 2021Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 14, 2021 · Amount on Record
Deed SaleApr 14, 2021 · Amount on Record
Prior SaleApr 14, 2021 · Amount on Record
Deed Document Number20211425277
Deed Book / Page5000 / 41
Prior Transfer DateMar 25, 2021
Prior Transfer Doc004999/876
Record UpdatedSep 20, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionWEBB TX
Recording DateMar 25, 2024
Property Address405 PALO DE ROSA LOOP, LAREDO, TX 78043-5242
Document Number0001525156
Map ReferenceVOL 2212 PGS 868
Instrument DateJan 10, 2024
Instrument1525156
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6999 MCPHERSON RD # RD103A, RD103A, LAREDO, TX 78041-6449

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 CENTELLA STREET, LAREDO, TX 78043

April 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateApr 14, 2021
Property Address405 PALO DE ROSA LOOP, LAREDO, TX 78043-5242
Document Number004999/876
Book / Page4999 / 876
Map ReferenceVOL 34 PG 40&41
Instrument DateMar 25, 2021
Instrument1425263
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3702 S ZAPATA HWY # HWY101A, HWY101A, LAREDO, TX 78046-8912

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 PALO DE ROSA LOOP, LAREDO, TX 78043-5242

Mortgage

Document Number0001425264
DateApr 14, 2021
Instrument1425264
Lender
NameTWIN PEAKS TWO LTD
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

April 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateApr 12, 2019
Property Address405 PALO DE ROSA LOOP, LAREDO, TX 78043-5242
Document Number004581/800
Book / Page4581 / 800
Map ReferenceVOL 34 PG 40&42
Instrument DateMar 20, 2019
Instrument1357756
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7220 BOB BULLOCK LOOP # 104, 104, LAREDO, TX 78041-2058

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 PALO DE ROSA LOOP, LAREDO, TX 78043-5242

Mortgage

Document Number0001357757
DateApr 12, 2019
Instrument1357757
Lender
NameTWIN PEAKS TWO LTD
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueApr 20, 2049

April 2021: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWEBB TX
Recording DateApr 14, 2021
Property Address405 PALO DE ROSA LOOP, LAREDO, TX 78043-5242
Document Number0005000/41
Book / Page5000 / 41
Map ReferenceVOL 31 PG 12&13
Instrument DateMar 20, 2019
Instrument1425277
Transaction TypeForeclosure
Record UpdatedApr 25, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3702 S ZAPATA HWY STE 101A, 101A, LAREDO, TX 78046-8913

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$26,881 (-) Land $26,881$26,881 (-) Land $26,881
2024$136.00 (-25.27%)
2023$26,881 Land $26,881$26,881 Land $26,881
2022$182.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790018262, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 191 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX2400001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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